Managing Your Finances

Keeping track of the cash flowing in and out of a business can be a challenge for many entrepreneurs. Learn how to build a strong financial literacy foundation from the basics of accounting to building credit, managing debt, and reinvesting profits back into your business. Leverage these tools and resources to scale your business and support your financial goals.

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This Winemaker Turns 1% of His Yearly Wine Sales Into Bitcoin

This Winemaker Turns 1% of His Yearly Wine Sales Into Bitcoin

Aug 05, 2024 — 3 min read

This Winemaker Turns 1% of His Yearly Wine Sales Into Bitcoin

This Winemaker Turns 1% of His Yearly Wine Sales Into Bitcoin

Aug 05, 2024 — 3 min read

Chargeback 101: Credit Card Chargebacks Explained

Chargeback 101: Credit Card Chargebacks Explained

Nov 24, 2017 — 8 min read

How Employee Bonuses Are Taxed by the IRS

Hiring
Taxes

How Employee Bonuses Are Taxed by the IRS

Oct 29, 2024 — 5 min read

What Is a Tax Credit?

What Is a Tax Credit?

Oct 03, 2024 — 3 min read

How Business and Building Community Go Hand in Hand for This Koreatown Burger Shop

How Business and Building Community Go Hand in Hand for This Koreatown Burger Shop

Aug 22, 2024 — 3 min read

NFC Guide: All You Need to Know About Near Field Communication

NFC Guide: All You Need to Know About Near Field Communication

Jan 12, 2022 — 6 min read

Collection

Payroll Essentials for Employers

Discover The Bottom Line's essential guide for employers on hiring, business growth, and staff management.

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What Are Payroll Taxes? Types of Payroll Taxes and Payroll Tax Rates

What Are Payroll Taxes? Types of Payroll Taxes and Payroll Tax Rates

Nov 06, 2024 — 7 min read

Square Payroll Index

Square Payroll Index

Nov 01, 2024 — 2 min read

A New Hire Onboarding Checklist for Remote and In-Person Employees

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A New Hire Onboarding Checklist for Remote and In-Person Employees

Sep 11, 2024 — 6 min read

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Credit Card Processing Fees and Rates Explained

Aug 14, 2024 — 9 min read

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Bank Transfers: What They Are and How to Do Them

Nov 13, 2023 — 4 min read

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What Are ACH Payments and How Do ACH Transactions Work?

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How to Do Payroll Yourself for Your Small Business

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How Employee Bonuses Are Taxed by the IRS

Hiring
Taxes

How Employee Bonuses Are Taxed by the IRS

Oct 29, 2024 — 5 min read

Offline Credit Card Processing: Accept Credit Cards Offline

Cash Flow

Offline Credit Card Processing: Accept Credit Cards Offline

Oct 22, 2024 — 4 min read

What is a 199A Business Income Deduction?

Taxes

What is a 199A Business Income Deduction?

Oct 16, 2024 — 3 min read

What Is Franchise Tax?

Taxes

What Is Franchise Tax?

Oct 10, 2024 — 4 min read

Managing Multiple Revenue Streams? Compare Technology Partners to Find the Perfect Tool for Your Business

Managing Multiple Revenue Streams? Compare Technology Partners to Find the Perfect Tool for Your Business

Oct 04, 2024 — 1 min read

What Is a Tax Credit?

What Is a Tax Credit?

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Contributors and Experts

Deborah Findling

Deborah Findling

Executive Managing Editor

Austin Tedesco

Austin Tedesco

Editor, Management

Eric Rosenberg

Eric Rosenberg

Consultant

Finance

Natalie Zunker

Natalie Zunker

Editorial Strategist

Restaurants

Tools View all

Explore our free tools to help you get a better handle on your business finances.

Managing Multiple Revenue Streams? Compare Technology Partners to Find the Perfect Tool for Your Business

Managing Multiple Revenue Streams? Compare Technology Partners to Find the Perfect Tool for Your Business

Managing Multiple Revenue Streams? Compare Technology Partners to Find the Perfect Tool for Your Business

Oct 04, 2024 — 1 min read

Create and Use a Balance Sheet for Your Small Business

Create and Use a Balance Sheet for Your Small Business

Create and Use a Balance Sheet for Your Small Business

Apr 25, 2022 — 1 min read

Menu Item Cost Calculation Tool

Menu Item Cost Calculation Tool

Cash Flow

Menu Item Cost Calculation Tool

Oct 26, 2023 — 1 min read

You know, if it’s costing you $3, you’d like to be able to sell it for $9."
Read more: How Fatbacks BBQ and Blazing Star BBQ Are Managing Cash Flow and Supply Chain Shortages

Podcast Episodes View all

Paying it Forward is Square’s first finance podcast and second official podcast. When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming.

Why It’s Important to Separate Personal and Business Finances

Paying It Forward — SN.01/EP.01 Why It’s Important to Separate Personal and Business Finances

Jul 08, 2021 — 13 min

How Can Small Business Owners Set Aside Savings?

Paying It Forward — SN.01/EP.08 How Can Small Business Owners Set Aside Savings?

Aug 26, 2021 — 12 min

What is Payroll for Small Business and Why It Matters

Paying It Forward — SN.01/EP.03 What is Payroll for Small Business and Why It Matters

Jul 22, 2021 — 12 min

Finding Balance – How to Better Manage Debt

Paying It Forward — SN.01/EP.07 Finding Balance – How to Better Manage Debt

Aug 19, 2021 — 13 min

Case Studies View all

See how other businesses are using Square financial tools to innovate, manage, and grow.

How Urban Nail Box Grew From a One-Woman Show to Over 30% Annual Revenue Growth

How Urban Nail Box Grew From a One-Woman Show to Over 30% Annual Revenue Growth

Urban Nail Box — How Urban Nail Box Grew From a One-Woman Show to Over 30% Annual Revenue Growth

Sep 16, 2024 — 4 min read

How This St. Louis Staple Grew to 5 Locations and Boosted Catering by 500%

How This St. Louis Staple Grew to 5 Locations and Boosted Catering by 500%

Business Growth

Gioia's Deli — How This St. Louis Staple Grew to 5 Locations and Boosted Catering by 500%

Sep 06, 2024 — 4 min read

How Louisville’s Best Hair Salon Hit $1M in Revenue Just Two Years After Launching

How Louisville’s Best Hair Salon Hit $1M in Revenue Just Two Years After Launching

TRIM NuLu — How Louisville’s Best Hair Salon Hit $1M in Revenue Just Two Years After Launching

Jun 04, 2024 — 5 min read

Products View all

Square Payments

Square Payments

Easily accept and process payments with Square.

Square Checking

Square Checking

See all your earnings in one place.

Square Savings

Square Savings

Get a free business savings account

Square Loans

Square Loans

Finance your business with Square.

Afterpay

Afterpay

Let your shoppers pay in 4 interest-free payments.

Square Payroll

Square Payroll

Payroll, tax filings, and employee benefits — all in one place.

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