Managing Your Finances

Keeping track of the cash flowing in and out of a business can be a challenge for many entrepreneurs. Learn how to build a strong financial literacy foundation from the basics of accounting to building credit, managing debt, and reinvesting profits back into your business. Leverage these tools and resources to scale your business and support your financial goals.

Featured

How Square Loans Empowers Businesses To Grow Faster

Financing

How Square Loans Empowers Businesses To Grow Faster

Oct 20, 2025 — 2 min read

How Square Loans Empowers Businesses To Grow Faster

Financing

How Square Loans Empowers Businesses To Grow Faster

Oct 20, 2025 — 2 min read

Why Businesses Like Yours Are Embracing Bitcoin

Why Businesses Like Yours Are Embracing Bitcoin

Oct 08, 2025 — 1 min read

How Piper’s Ice Cream Bar Built Stability Beyond the Seasons

No. 28 How Piper’s Ice Cream Bar Built Stability Beyond the Seasons

by Aylon Pesso, Square

Sep 23, 2025 — 5 min read

Why You Should Move Your Business Funds Into a Dedicated Business Account

Why You Should Move Your Business Funds Into a Dedicated Business Account

Sep 10, 2025 — 5 min read

What Is Credit Card Processing and How It Works

Technology

What Is Credit Card Processing and How It Works

Mar 25, 2025 — 7 min read

Black and Forth: The Business Model That Built My Movement (and $1M+ in Revenue)

Cash Flow

No. 29 Black and Forth: The Business Model That Built My Movement (and $1M+ in Revenue)

by Angel Gregorio

Nov 17, 2025 — 3 min read

Collection

Smart Banking for New Business Owners

Explore our collection of articles that will prime you on everything you need to know as a business owner when it comes to banking. Gain insights on how to open a business bank account, understand loans, and optimize your cash flow to help your business thrive.

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What Is a Bank Statement? (And Why You’ll Want To Hold On to It)

What Is a Bank Statement? (And Why You’ll Want To Hold On to It)

by Deborah Findling

Dec 03, 2025 — 6 min read

How to Open a Business Bank Account

How to Open a Business Bank Account

by Madelyn Young

Jul 18, 2025 — 6 min read

A Comprehensive Guide to Business Loans

A Comprehensive Guide to Business Loans

by Deborah Findling

Jul 03, 2025 — 10 min read

See full collection

Most Popular

Small Business Grants and Loans for Rural Business Owners 2025 Guide

by Chidinma Nnamani

Oct 09, 2025 — 4 min read

Small Business Loans and Grants for Women Owners 2025 Guide

by Deborah Findling

Oct 03, 2025 — 6 min read

Small Business Grants and Loans for Veteran Owned Businesses 2025 Guide

by Chidinma Nnamani

Oct 17, 2025 — 3 min read

What Are Business Grants and How To Apply

by Aylon Pesso, Ellen Grace

Oct 09, 2025 — 7 min read

Most Recent

Filter by topics

Tax Preparation Guide for Restaurateurs

Tax Preparation Guide for Restaurateurs

by Deborah Findling

Dec 09, 2025 — 1 min read

What Is a Bank Statement? (And Why You’ll Want To Hold On to It)

What Is a Bank Statement? (And Why You’ll Want To Hold On to It)

by Deborah Findling

Dec 03, 2025 — 6 min read

Black and Forth: The Business Model That Built My Movement (and $1M+ in Revenue)

Cash Flow

No. 29 Black and Forth: The Business Model That Built My Movement (and $1M+ in Revenue)

by Angel Gregorio

Nov 17, 2025 — 3 min read

Tax Preparation Guide for Retailers

Taxes

Tax Preparation Guide for Retailers

by Deborah Findling

Nov 12, 2025 — 1 min read

How Square Loans Empowers Businesses To Grow Faster

Financing

How Square Loans Empowers Businesses To Grow Faster

Oct 20, 2025 — 2 min read

Small Business Grants and Loans for Veteran Owned Businesses 2025 Guide

Small Business Grants and Loans for Veteran Owned Businesses 2025 Guide

by Chidinma Nnamani

Oct 17, 2025 — 3 min read

Contributors and Experts

Aja Evans

Aja Evans

Licensed Mental Health Counselor

Keila Hill-Trawick

Keila Hill-Trawick

Tiffany Walden

Tiffany Walden

Contributor

Eric Rosenberg

Eric Rosenberg

Consultant

Finance

Noe Piters

Noe Piters

Contributor

Paco de Leon

Paco de Leon

Tools View all

Explore our free tools to help you get a better handle on your business finances.

Tax Preparation Guide for Retailers

Tax Preparation Guide for Retailers

Taxes

Tax Preparation Guide for Retailers

by Deborah Findling

Nov 12, 2025 — 1 min read

The Complete Guide to Effective Dynamic Pricing for Restaurants

The Complete Guide to Effective Dynamic Pricing for Restaurants

The Complete Guide to Effective Dynamic Pricing for Restaurants

by Deborah Findling, Kaitlin Keefer

May 12, 2025 — 1 min read

Exploring Today’s Evolution Toward the Future of Payments

Exploring Today’s Evolution Toward the Future of Payments

Exploring Today’s Evolution Toward the Future of Payments

by Deborah Findling

Mar 22, 2022 — 1 min read

For the first time since we opened, we managed to cut our year-over-year operating expenses by 12%, which is a lot of money,” Adkins says. The year before he began using the Profit First method, operating expenses, including payroll and supplies, were around 70% of gross revenue. “I was able to reduce that to 58% — and each year gets a little better,” he said."
READ MORE: How Piper’s Ice Cream Bar Built Stability Beyond the Seasons

Podcast Episodes View all

Paying it Forward is the first Square finance podcast and second official podcast. When it comes to running a small business, tackling financial decisions can be daunting and often overwhelming.

About Socially Responsible Businesses

Talking Squarely — SN.01/EP.02 About Socially Responsible Businesses

Sep 24, 2020 — 13 min

How to Expand and Grow Your Restaurant or Bar Business

Business Growth

Tipped — SN.01/EP.07 How to Expand and Grow Your Restaurant or Bar Business

by Kaitlin Keefer

Jun 29, 2022 — 13 min

Connecting The Dots with Technology

Technology

Tipped — SN.01/EP.06 Connecting The Dots with Technology

by Kaitlin Keefer

Jun 16, 2022 — 13 min

How Can Small Business Owners Set Aside Savings?

Paying It Forward — SN.01/EP.08 How Can Small Business Owners Set Aside Savings?

by Deborah Findling

Aug 26, 2021 — 12 min

Case Studies View all

See how other businesses are using Square financial tools to innovate, manage, and grow.

How The Epicurean Trader Manages Multiple Locations and Revenue Streams

How The Epicurean Trader Manages Multiple Locations and Revenue Streams

The Epicurean Trader — How The Epicurean Trader Manages Multiple Locations and Revenue Streams

by Austin Tedesco

Nov 18, 2025 — 3 min read

Black Seed Bagels Meets the Future of Ordering: Order Guide

Black Seed Bagels Meets the Future of Ordering: Order Guide

Black Seed Bagels — Black Seed Bagels Meets the Future of Ordering: Order Guide

by Maya Rollings

Oct 08, 2025 — 3 min read

From Commercial Real Estate To Craft Beer: How Bitcoin Funded a Brewer’s Dream

From Commercial Real Estate To Craft Beer: How Bitcoin Funded a Brewer’s Dream

Business Growth

Doctor's Island Brewing Co — From Commercial Real Estate To Craft Beer: How Bitcoin Funded a Brewer’s Dream

by Maya Rollings

Oct 08, 2025 — 3 min read

Products View all

A suite of products to help you manage your cash flow.

Square Checking

Square Checking

See all your earnings in one place.

Square Savings

Square Savings

Get a free business savings account

Square Loans

Square Loans

Finance your business with Square.

Afterpay

Afterpay

Let your shoppers pay in 4 interest-free payments.

Square Payments

Square Payments

Easily accept and process payments with Square.

Square Payroll

Square Payroll

Payroll, tax filings, and employee benefits — all in one place.

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