How much does Square cost?

In-person payments

We have all kinds of point-of-sale packages—for all kinds of businesses. Payments are built right in.

Your total cost

Card-not-present payments

Let your customers shop online, pay by invoice, or get their card information to you any way they want.

Build your own solution

Whether you take payments in person, in your app, or online, create a solution that works for you with Square APIs and SDKs.

A few words on our pricing.

Our pricing is transparent

There’s no guessing with every transaction—what you see is what you pay, period. You can log in and see your Square rate at any time in your Dashboard.

You pay the same rate for every card

We don’t charge different rates for different credit cards. Visa, Mastercard, Discover, and, yes, American Express all cost the same rate.

You never deal with weird fees

No startup fees, authorization fees, statement fees, refund fees, PCI-compliance fees, business card fees—you get the idea.

There’s so much included with every account.

Square is much more than a payments processor—we’re a partner. Every Square account includes a full set of features to ensure you’re set up for success.

Save yourself time and money

  • Next-business-day deposits
  • Free Square Reader for magstripe
  • Free Square Point of Sale app
  • Live phone support
  • Fast online sign-up

Save yourself stress

  • Account takeover protection
  • End-to-end encrypted payments
  • Active fraud prevention
  • Dispute management
  • Data-security (PCI) compliance coverage

We do custom pricing, too.

Our standard rates are designed for businesses that process less than $250,000 per year and have an average ticket size under $15. We design pricing packages for larger businesses depending on payment volume, average transaction size, your history as a Square seller, and more. Occasionally custom rates can be more than 2.75%. We’d love to have a conversation about it.

Need more help?

With so many options, finding the right fit for your business can be a challenge. Our Support Center is full of resources to help you make sense of it all—you’ll even find people just like you in our Seller Community.


*All loans through the Square Installments program are issued by Celtic Bank, a Utah-Chartered Industrial Bank. Member FDIC, located in Salt Lake City, UT. Program terms apply; for more information click here.