Cash Flow Management Template for Small Business Owners
Cash flow management is critical to running any small business. If you’re not in tune with your business finances, unexpected costs can be complicated to navigate. A cash flow statement helps you look back at cash flow results, but you may also want a forward-looking basic cash flow template to understand cash flow for small businesses better.
If you’re new to the concept, you may wonder what cash flow is and why it’s so important. Cash flow is the total amount of money transferred into and out of your business, including sales, loans, salaries, and other financial transactions. If your business is cash flow positive, the cash coming into your business exceeds the amount of cash leaving.
According to an American Express survey, over 60% of small businesses use two or three tools to manage their cash flows. The right financial tools can help you forecast how much you’ll earn in the next month, quarter, or year and how much cash you expect to have available.
Managing your cash flow well empowers you to confidently reinvest in your business, covering growth-related expenses like marketing or new hire.
We’ve partnered with our friends at Bench to bring you a business cash flow template that will help you see a more holistic cash flow projection for your company’s finances and generate a cash flow projection chart to predict what’s ahead for your business.
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