Square Payments

Accept more payments. Pay no hidden fees.

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Accept credit cards anywhere

The free Square Magstripe Reader works with the free Square app to allow merchants of all sizes to process payments on a smartphone or tablet.

Fast deposits, clear pricing

Pay 2.75% per swipe for Visa, MasterCard, Discover, and American Express. See deposits in your bank account in one to two business days.

Quick setup, no commitments

It’s free to sign up and fast to set up. There are no commitments or monthly fees, and you pay only when you make a sale.

Security at swipe

From products that follow PCI standards, to data encryption and fraud monitoring, we’re here to protect your business and your customers.

Clear pricing. No monthly fees.

Per Swipe, Dip, or Tap

Per Keyed-In Transaction

One price for every swipe

Process Visa, MasterCard, Discover, and American Express at 2.75% per swipe. Swipe $100, see $97.25 deposited in your bank account.

One price for every manually entered transaction

Process all major credit cards at 3.5% + 15¢ when you key in a transaction. Key in $100, see $96.35 deposited in your bank account.

Know exactly what you’re paying and why.

With many payment processors, there are fees you see and many more that you don’t. At Square, our pricing is always simple and transparent. So if you’ve found a lower rate, make sure you check for hidden fees.

Authorization fees
Gateway fees
Statement fees
PCI compliance fees
Chargeback fees
Return fees
Batch fees
Early termination fees
Business cards surcharges
Rewards cards surcharges
International cards surcharges
Non-qualified surcharges
Get a custom rate for your business.

Process payments with a rate that’s tailored to you. Talk to our sales team about solutions for your business if your annual revenues are over $250,000.

Contact Sales

More features without more fees.

Your Square account includes access to a wide range of additional features at no extra cost.

Deposits on demand

Opt for faster access to your funds when you need it and send money to your bank account with the tap of a button.

Learn more about Instant Deposit

Call, email, or tweet us

Get in touch with our customer support team by phone, email, or Twitter—or get instant answers in our Support Center.

Learn more about the Support Team

Fraud prevention

We use algorithms and live monitoring to investigate suspicious activity and stop fraudulent activity before it occurs.

Learn more about Square Security

Free protection from payment disputes

Chargeback Protection is free for all Square sellers and covers eligible payment disputes up to a total of $250 a month.

Learn more about Chargeback Protection

Phone and email support
Deposits as fast as one business day
Offline Mode for payments
Magstripe readers for you and staff
Sophisticated reporting and analytics
Process Gift Cards
Integrate popular accounting apps

Sign up and we’ll mail you a free Square Reader.

Create your free Square account and we’ll drop your free magstripe reader in the mail. Plug the reader into your device and process payments anywhere.

Works on Apple and Android

The Square magstripe reader plugs into the standard headset jack of your smartphone or tablet. Take payments with the device you have, or choose the best fit for your business.

Get a reader today

Pick up a Square magstripe reader from a store near you to start processing payments today. It costs about $10 up front, but comes with a $10 redemption code.

Download the free Square app.

Payments with Square Reader are powered by the free Square app. This pocket-size point of sale has tools to manage every area of your business.

Download

Accept payments—even without an Internet connection.
Send receipts via email or text message, or print them out.
Print or email sales reports.
Manage inventory in real time.
Let customers tip right on your device.
Collect private customer feedback from digital receipts.
Adjust taxes, tipping, and discounts.
Get the latest features with free app updates.

More ways to get paid.

From magstripe to EMV and Apple Pay, Square processes all kinds of payments—so you can accept any way your customer wants to pay.

Send invoices online

Send Square Invoices straight from your mobile device to your customers’ inboxes. They can pay securely with a few clicks.

Learn more about Square Invoices

Accept chip cards and NFC

The Square contactless and chip reader connects wirelessly to your Apple or Android device—and works with Square Stand. Accept NFC payments (like Apple Pay) and EMV chip cards, too.

Learn about contactless and chip

Skip the checks

Create a $Cashtag for your business and pay just 2.75% per transaction. Customers can pay via your free cash.me page or their Square Cash app.

Learn more about Cash for Business