Timely resources for sellers
Square Payments

Accept every payment quickly, easily and securely.

With Square, it’s easy to get paid:

In person

Accept chip and PIN and contactless payments with the Square hardware solution that works best for your business.

Online or remotely

Accept payments via our digital invoices, over the phone with Virtual Terminal and on your website with our eCommerce integrations.

Payments platform and APIs

Build your own custom solutions to run your business your way.

Our payments promise

At Square, we do everything we can to make accepting cards as fast, painless and secure as possible. We don’t charge you extra fees or lock you into long-term commitments. We’re here to make sure you get paid fast and stay secure without having to worry about it. And that’s it.

Get paid fast, every time

  • Get your money in your bank account the next business day (or instantly for a fee per transfer).
  • Keep an eye on your cash flow with real-time updates about your sales and inventory.

Spend less time and money on your payments

  • Sign up and start taking payments with Square in minutes. No bank visits or merchant accounts required.
  • There aren’t any statement fees or any other small-type, weird-word fees. You pay only when you make a sale.
  • When payment disputes occur, our team of experts deals with the bank for you so you can focus on more important things, like your customers.

Keep your and your customers’ data secure

  • Security is engineered into our products from the ground up. We follow industry requirements that keep data safe (instead of passing that responsibility on to you).
  • Our systems constantly monitor for suspicious activity. If we suspect something fishy, we notify you and help you avoid lost goods or sales.
  • Our tools help prevent the wrong people from accessing your account.

Here to help you succeed

  • Speak with a real person when something’s not right. Our in-house phone support is available Monday–Friday from 9 a.m. to 5 p.m, or you can email them anytime, 24/7.
  • Have a quick question? Search our Support Centre from the point of sale 24/7, including tutorial videos.

“We use Square’s Virtual Terminal to take payments from our clients over the phone. It’s been a real game-changer for the way we do business — it means our admin team can chase payments from the office. And it’s very reliable, the money is always in our account the next business day.”


Three things to know about our pricing

Clear pricing

No complicated bills to deal with at the end of the month. You can log in and see your Square rate at any time in your Dashboard.

One rate for every card

No different rates for different credit cards. Visa, Mastercard and American Express—all the same rate.

No weird fees

No startup fees, authorisation fees, statement fees, refund fees, PCI-compliance fees, business card fees, terminal fees—you get the idea.

It’s payments, Squared

When comparing payment processors, there are many things to consider. Square takes care of many things for you that banks and other processors do not.

Keep it simple

  • No long-term commitments or early termination fees
  • No setup or startup fees
  • No monthly payment processing fees
  • No statement or reporting fees
  • No additional fees for American Express, corporate or international cards
  • No refund fees

Make it easy

  • Next business day transfers
  • Integrated readers and POS software
  • Integrated online and offline payments
  • Real-time analytics built in

Ensure it’s safe

  • Data security (PCI) compliance covered
  • Free dispute management
  • Active fraud prevention and notification of suspicious activity
  • End-to-end encryption

Start taking payments today


Chargebacks 101: Credit Card Chargebacks Explained

PCI Compliance: What You Need to Know

What Is a Card-Not-Present (CNP) Transaction and Why It Costs More