Take payments from your computer with Square Virtual Terminal.

Square Virtual Terminal

Accept payments online or over the phone.

Start taking payments fast

No new devices, no startup fees, no complicated software—your computer is your terminal. Just sign up for a free Square account and you’re ready to go.

Get instant payment confirmation

Know when you get paid with instant confirmation and email customised receipts to your customers.

Seamlessly charge repeat customers

Keep customer information secure. Use the Card on File feature to charge repeat customers at no additional cost.

Run your business from your computer.

Give your employees access

Set up employee access so everyone in your business can take payments from their computer.

See every payment in real time

Square Dashboard lets you see all your sales in real time in one central place—no matter how many terminals you have.

Virtual Terminal has everything you love about Square.

Secure payments

Rest assured with PCI compliance, fraud protection, chargeback dispute management and more—all included with your free Square account.

Transparent pricing

Free setup, no monthly fees and no contracts. Just pay 2.5% per keyed-in transaction.

On-demand analytics

Run real-time reports anytime from any device so you can see how your business is doing.

Fast deposits

Keep your cash flow steady. See money in your account as soon as the next working day.


per keyed-in transaction

Sign up for Square.


  • What is a virtual terminal?

    A virtual terminal turns your computer into a credit card terminal—it allows you to manually process payments right from a web browser. It’s great for remote billing or taking card payments over the phone.

  • Why are Virtual Terminal payments priced differently?

    Manually entered, keyed-in card transactions are a potentially higher risk because the cardholder isn’t standing in front of the seller to enter their PIN number. The card networks put measures in place to protect against this potentially higher risk of fraud, including charging Square higher fees.

  • How can I get started with Square Virtual Terminal?

    First you need to sign up free with Square. It only takes a few minutes and there are no long-term contracts or commitments. Get started by clicking the blue button at the top of this page.

    Once you’re signed up, log in to your Square Dashboard. In the left-side panel of your Dashboard, click Virtual Terminal, then Take a Payment. Enter the payment amount followed by your customer’s card number, expiry date, CVV (that three-digit number on the back of the card or four-digit number on the front of American Express cards) and postcode. Add a note for your customer or describe the purchase, then click Charge. You’re all set.