Timely resources for sellers
Square Payments

Accept payments quickly, easily and securely with no monthly fees.

It’s all very straightforward to get you paid:

In person

Accept card payments with our mobile or countertop readers.

Online or remotely

Accept payments with our digital invoices, over the phone with Virtual Terminal and on your website.

Payments platform and APIs

Build your own custom solutions to run your business your way.

Our payments promise

Taking payments is fast, painless and secure with Square. There’s no running you in circles around monthly fees or locked-in, long-term contracts. You get paid fast and you never have to worry about your data or your customers’ card information.

Get paid fast, every time

  • Get your money in your bank account as soon as the next working day
  • Never miss a sale again with the ability to accept payments wherever you are, even when you don't have an internet connection.
  • Keep an eye on your cash flow with real-time updates about your sales and inventory.

Spend less time and money on your payments

  • Sign up and start taking payments with Square in minutes. No bank visits or merchant accounts required.
  • There aren’t any monthly fees, statement fees, chargeback fees or any other small print. You pay only when you make a sale.
  • When payment disputes occur, our team of experts deals with the bank for you so you can focus on more important things, like your customers.

Keep you and your customers’ data secure

  • Security is engineered into our products from the ground up. We follow industry requirements that keep data safe (instead of passing that responsibility on to you).
  • Our systems constantly monitor for suspicious activity. If we suspect something fishy, we notify you and help you avoid lost goods or sales.
  • Our tools prevent the wrong people from accessing your account.

Here to help you succeed

  • Speak with a real person when something’s not right. Our in-house phone support is available Monday–Friday from 6 a.m. to 6 p.m. PT, or you can email them anytime, 24/7.
  • Have a quick question? Search our Support Center from the point of sale 24/7, including tutorial videos.
  • Connect with and learn from other sellers in our Seller Community.

“Square is honest, transparent, helpful and available. Square saved me money by getting rid of all the hidden fees I used to pay and protecting me when I experienced a dispute. It’s so simple I don’t even need an accountant. My customers feel empowered to pay the way they want which has helped grow my business.”


Four things to know about our pricing

Consistent rates

One rate for Interac debit, and one rate for credit. What you see is what you pay, always.

Clear pricing

No complicated bills to deal with at the end of the month. You can log in and see your Square rate at any time in your Dashboard.

One rate for all credit cards

No different rates for different credit cards. Visa, Mastercard, Discover, American Express, and international cards—all the same.

No weird fees, ever

No startup fees, monthly fees, fixed fees, statement fees, refund fees, PCI-compliance fees, business card fees, terminal fees—you get the idea.

It’s payments, Squared

When comparing payment processors, there are many things to consider. Square takes care of many things for you that banks and other processors do not.

Keep it simple

  • No long-term contracts or early termination fees
  • No setup or startup fees
  • No monthly payment processing fees
  • No statement or reporting fees
  • No additional fees for American Express, corporate or international cards
  • No refund fees
  • No chargeback fees

Make it easy

  • All-in-one setup (no merchant account needed)
  • Next-business-day transfers
  • Integrated readers and POS software
  • Integrated online and offline payments
  • Free reader for magstripe cards
  • Real-time analytics built in

Ensure it’s safe

  • Data security (PCI) compliance covered
  • Free dispute management
  • Active fraud prevention and notification of suspicious activity
  • End-to-end encryption

Learn more about the different ways to accept card payments

Choosing the best payment processing solution can be confusing. So we broke down the different options for merchant services (accepting credit cards), from banks to resellers to Square. It’s a big decision that can cost (or save) you thousands of dollars, so we want you to be as informed as possible.

Start taking payments today


Credit Card Processing Fees & Rates Explained

Chargebacks 101: Credit Card Chargebacks Explained

PCI Compliance: What You Need to Know

What Is a Card-Not-Present (CNP) Transaction and Why It Costs More