Square Payments Payment processing built for however you do business

Flexible, reliable payment methods

Secure, compliant processing

Instant access to sales revenue 24/7¹

No long-term contracts required, no hidden fees

Accept payments anywhere

Tap into sales instantly
Share spending power
Stay on top of cash flow
Stay on top of cash flow
Tap into sales instantly

In person

Take payments at your counter or on the go with a range of hardware options that fits your business needs.

Share spending power

Online

Set up a free online store or send payment links. You can also connect your current online store or app to one of our secure payment APIs.

Stay on top of cash flow

Remote

Send invoices that customers can pay with a credit card. Take over-the-phone payments just as easily by keying in credit cards online with Square Virtual Terminal or with the Square app.

Stay on top of cash flow

Buy now, pay later

Let customers pay over time with Afterpay online2. You get paid in full immediately, and they pay in four interest-free instalments.

Slick hardware makes checkout a breeze

Square Handheld

The powerful, feature-packed point of sale that fits in your pocket.

Square Terminal

Sell where it makes sense with a compact countertop device that also prints receipts.

Square Register

Run your entire business right out of the box with a fully integrated, two-screen solution.

Square Reader

Be ready for any sale, anywhere, with a super portable design that pairs to your device.

Square Stand

Simplify checkout in just one swivel with an iPad point of sale you already know how to use.

Square Kiosk

Bust lines and free up staff with an iPad-run kiosk that you can set up entirely on your own.

Take contactless payments with just your phone

Peace of mind in every payment

Accept payments offline

Keep making sales even when you lose service or Wi-Fi connection. We’ll store your offline payments and receipts for 24 hours.5

Move money fast

Transfer funds to an external bank account for free the next business day or instantly for a fee.6

Make smarter business decisions

Get immediate business insights and detailed reporting to know where to invest your time and money.

Keep transactions secure

Fraud protection, data security, dispute management and PCI compliance are built right in.

Payments and cash flow working as one

Instant access to your sales—no transferring, no recurring fees

Automatically budget and organize your money

Get fast access to funds without the usual barriers

Serving complex businesses at scale

“The transition to Square was extremely smooth. The training was excellent and I love how easy it is to access reports on the Square Dashboard—everything is accessible in two and a half seconds with Square.”

Dimitri Chapuis

Papillote & Cie

Québec, QC

“Square’s powerful ecosystem of software, payments and hardware products have allowed us to integrate our systems and really guide the fan experience in a way that traditional POS systems couldn’t. All of our needs are met with this all-in-one solution.”

Ziad Mehio

Calgary Sports and Entertainment Corp (CSEC)

Calgary, AB

“Seasonally, Square is especially helpful, because we have a downtown property that is business traveller-focused during the week, and we have the motel in a beach community which tends to be busier during the weekend. Square helps us to balance our staffing needs at all of our locations.”

Jennifer Flynn

The Grove Hotel

Kingsville, ON

We’re trusted by Canadian businesses

Know what rates you’ll pay

In person

2.5%

per credit card transaction

0.75% + 7 cents

per Interac debit transaction

  • Contactless payments

  • Mobile payments

  • Chip-and-PIN payments

Online

2.8% + 30 cents

per transaction

  • Square Online payments

  • Square Payment Links

  • Online API payments

  • Online invoice payments

Remote

3.3% + 15 cents

per transaction

  • Keyed-in transactions

  • Card on File⁹

  • Square Virtual Terminal payments

  • Invoice payments keyed in on Dashboard or entered as Card on File

Buy now, pay later

6% + 30 cents

per transaction⁶

  • Afterpay online payments

  • Afterpay remote payments

In person

2.5%

per credit card transaction

0.75% + 7 cents

per Interac debit transaction

  • Contactless payments

  • Mobile payments

  • Chip-and-PIN payments

Online

2.8% + 30 cents

per transaction

  • Square Online payments

  • Square Payment Links

  • Online API payments

  • Online invoice payments

Remote

3.3% + 15 cents

per transaction

  • Keyed-in transactions

  • Card on File⁹

  • Square Virtual Terminal payments

  • Invoice payments keyed in on Dashboard or entered as Card on File

Buy now, pay later

6% + 30 cents

per transaction⁶

  • Afterpay online payments

  • Afterpay remote payments

Please note: Different pricing may apply with certain products and/or subscription plans.

9 Card on File payments taken through Square for Appointments are 2.8% + 30 cents. Learn more about Appointments pricing.

Get custom pricing

If you process over $250,000 per year in credit card sales, our team may be able to create a custom pricing package for your business.

Quick reads to get you going

FAQ

  • How do I start taking payments with Square?

    It’s easy to sign up for Square and start taking payments right away, or you can contact sales for help getting started. We offer a range of hardware options for in-person payments. Square Payments works for all kinds of business types and sizes, with tailored solutions for each.

  • Does Square have processing fees?

    Yes. Standard processing rates will apply to each transaction but vary depending on the payment method.

  • Are Square payments secure?

    Yes. Security features are built into Square to make every payment safe. Square also follows industry requirements to monitor your account for suspicious activity and supports PCI compliance. Every Square payment includes:

    • Dispute management

    • Active fraud prevention

    • End-to-end encrypted payments

    • Live phone support

    • PCI compliance

  • How do Tap to Pay on iPhone and Tap to Pay on Android work?

    Tap to Pay on iPhone and Tap to Pay on Android let you take payments directly on your phone, with no additional hardware necessary. At checkout, select Tap to Pay and have your customer tap their card or contactless payment to complete the transaction.

  • Does Square have payments solutions for large businesses?

    Square Payments solutions are here to support businesses at any scale. Our payments platform offers a range of in-person and online payments APIs and SDKs so you can accept payments from your eCommerce site, mobile app, custom point of sale and more. Get in touch with our sales team to get started.

¹Square Card is issued by Square Canada, Inc. pursuant to a licence by Mastercard International Incorporated and may be used wherever Mastercard is accepted. Funds generated through Square’s payment processing services are generally available through Square Card immediately after a payment is processed. Fund availability times may vary due to technical issues. Square does not charge fees, but ATM withdrawal fees charged by ATM providers may apply. Square Card is funded on a prepaid basis. Square Card is not a bank account and Square Card funds are not CDIC-insured.

²Late fees may apply. Eligibility criteria apply. See afterpay.com for complete Afterpay terms.

³Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.com/tap-to-pay/regions/.

⁴Android is a trademark of Google LLC. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.

⁵Offline payments are processed automatically when you reconnect your device to the internet and will be declined if you do not reconnect to the internet within 24 hours of taking your first offline payment. Interac debit cards are not compatible with offline payments. Any offline transaction attempted with an Interac debit card will auto-decline upon regaining connectivity. By enabling offline payments, you are responsible for any expired, declined or disputed payments accepted while offline. Square is unable to provide customer contact information for payments declined while offline. Learn more about how to enable and use offline payments here.

⁶Instant transfers require a linked debit card and cost a fee per transfer. Only physical Canadian debit cards with Visa Debit or PLUS network support can be linked to a Square account at this time. Funds are subject to your bank’s availability schedule, but are generally available in your bank account within 20 minutes of initiating an instant transfer. Minimum amount is CAN$25 and maximum is CAN$5,000 in a single transfer. New Square sellers may be limited to one instant transfer per day of up to CAN$500.

⁷Your Square Balances are not deposits, not CDIC-insured and are not interest-bearing. Terms apply. Learn more.

⁸All loans are issued by Square Canada, Inc. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days, and full loan repayment is required within 18 months. Offer eligibility is not guaranteed. All loans are subject to approval. Not available in Quebec. Terms and conditions apply.