How much does Square cost?
In-person payments
We have all kinds of point-of-sale packages—for all kinds of businesses. Payments are built right in.
Your total cost
Card-not-present payments
Let your customers buy online, over the phone, or send an invoice straight to their inbox.
2.9% + 30¢
That’s for every online payment you take using Square Invoices.
3.4% + 15¢
Pay 3.4% + 15¢ when you enter a credit card number manually in the Square Point of Sale app.
Per Virtual Terminal transaction
3.4% + 15¢
No new devices, no startup fees, no complicated software – your computer is your secure terminal. Just sign up for a free Square account and you’re ready to go.
3.4% + 15¢
That’s for every card payment you take using payment details stored in your point of sale, Invoices, Virtual Terminal and Online Checkout. This includes automatic recurring payments.
2.9% + 30¢
That’s for every payment you take using Square Online Store, eCommerce integrations or online payment APIs. A rate of 2.6% + 30¢ per transaction is available when using the Square Online Store Premium plan.
Build your own solution
Whether you take payments in person, in your app or online, create a solution that works for you with Square APIs and SDKs.
2.65% per credit insert, tap and swipe
10¢ per debit insert and tap
That’s for every payment you take at a custom point of sale, attended kiosk or any other in-person payment solution for your business.
2.9% + 30¢
That’s for every payment you take using your business’s mobile app.
2.9% + 30¢
That’s for every payment you take using our eCommerce integrations or online payment APIs.
Square and fair pricing.
Our pricing is transparent
There’s no guessing with every transaction – what you see is what you pay, period. You can log in and see your Square rate at any time in your Dashboard.
You pay the same rate for every credit card
We don’t charge different rates for different credit cards. Visa, Mastercard, American Express and international cards all cost the same rate.
You pay one flat rate for every debit card
Pay just 10¢ for every debit transaction. Use Square Reader, Square Terminal or Square Stand to accept debit tap and chip & PIN payments.
You never deal with additional fees
No monthly fees, authorization fees, statement fees, refund or chargeback fees, PCI compliance fees, reward card fees — you get the idea.
There’s so much included with every account.
Square is much more than a payments processor—we’re a partner. Every Square account includes a full set of features to ensure you’re set up for success.
Save yourself time and money
- Transfers in 1–2 business days
- Free first Square Reader for magstripe
- Free Square Point of Sale app
- Live phone support
- Fast online sign-up
Save yourself stress
- Account takeover protection
- End-to-end encrypted payments
- Active fraud prevention
- Dispute management
- Data security (PCI) compliance
Upgrade with all kinds of extras.
We have all kinds of tools and services to help you run and grow your business.
Your Business
Your Employees
Free
Your Customers
Free
Starting at 80¢ USD
We do custom pricing, too.
If your business processes $250K or more in credit card sales each year (not including INTERAC debit sales), you may be eligible to save money with a custom rate.