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Move your money your way with Square Transfers.

Transfer and deposit money with a range of options from Square.

Sign up for Square
Square Transfers
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Transfer money at the speed of your business.

Get your funds instantly, in one to two business days, or on a regular schedule.

Standard transfer

Your money gets transferred to your linked bank account automatically as soon as the next business day, free of charge.

Learn more

Instant transfer

For a fee, your money gets transferred to your bank account instantly, or on a same-day schedule of your choosing.

Learn more

Square Card

No transfers necessary—just spend your Square Balance instantly with Square Card. (You can still transfer money out to your bank, too.)

Learn more

More ways to transfer your money.

See all of the ways you can move your money with Square.

Compare transfer options Price Speed
Standard Free Next business day into your bank account
Instant 1.5% of amount Instantly on demand into your bank account
Same Day 1.5% of amount Instantly on an automated schedule you choose
Square Card Free Instantly available in your Square Balance
Add money to Square Balance Free Instantly on demand
See more transfer details

Square Balance is home to your business’s money.

When you take a payment, the money you earn lives in your balance, and you can instantly access it whenever you need.

Learn about balance >

  • Total cash flow control
  • Monitor money all in one place
  • No hidden fees
  • Spend or withdraw with Square Card
  • Keep money safe and secure

Total control of your cash flow.

Ready, set, transfer

Link your bank account and start transferring funds as soon as the next business day with standard transfers. If you need your money faster, for a fee you can transfer it instantly with a tap.

Keep an eye on your money

From customized close-of-day transfers to detailed activity and sales reports, our tools can help you send and track your money the way you want—so you can have peace of mind.

Choose how you transfer

Pick from transfer speeds convenient for your business, from next business day to instant. Access and spend your stored balance right away with a Square Card that’s free to order—no transfers necessary.

What businesses are saying.

“Weekends are busiest for the salon. And because we do payroll on Mondays, we use instant transfers to make our funds available right away, which gives us peace of mind.”

CASEY, OWNER OF BANG SALON

“Cash flow is on my mind all the time. Instant transfers are critical to the success of a small business like ours, where we have a fair amount of overhead, and want to be able to pay our utilities, vendors, and employees without putting undue stress on our bank account.”

SHAWN, CO-OWNER OF MORNIN’ GLORY COFFEE

“With instant transfers, the fact that I can literally have my funds in my bank account in seconds is incredible. I can make inventory purchases the same day which is so convenient.”

NICHOLE, OWNER OF 100% PURE PRO

“Instant transfer helps my business all the way. I can access my money right away and don’t have to wait on transfers. It helps me pay my bills on time, and I don’t have to worry if I’m going out of town because the money is transferred instantly. It’s just really handy.

CHRISTOPHER, OWNER OF WINTERS

No hidden fees, sign-up fees, or annual fees.

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Get help managing your money.

Don’t have an account with Square? Sign up today.

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*Instant and same-day transfers require a linked bank account and cost a fee per transfer. Funds are subject to your bank’s availability schedule. Minimum amount is $25 USD and maximum is $10,000 USD in a single transfer. New Square sellers may be limited to $500 per day.