Transfer and access money at the speed of your business
Get your funds instantly, in 1-2 business days or on a custom close-of-day schedule — with little or no fees.
Automatically transfer funds daily to your external bank account for free. The money will be available as soon as the next business day — no fee.
The quickest way to get your money. For a fee, instantly transfer money to your external bank account, or set up a same-day schedule of your choosing.
No waiting on transfers with Square Checking
Your Square sales flow directly into your Square Checking account and can be accessed immediately with your debit card or account and routing numbers — no more waiting.
Instant and same-day transfer require a linked bank account or debit card and costs a fee per transfer. Funds are subject to your bank’s availability schedule. Minimum amount is $25 USD and maximum is $10,000 USD in a single transfer. New Square sellers may be limited to $2,000 per day.
Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted.
Funds generated through Square’s payment processing services are generally available in the Square checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
Accounts are FDIC-insured up to $250,000.