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General
Square Savings Interest Rate Chart
Effective: June 8, 2026
The following chart sets forth the applicable annual percentage yield (APY) based on your total Square Savings Account balance, inclusive of all Folders and accrued unpaid interest. See the Square Savings Deposit Account Terms for more information, including how your applicable interest rate tier is determined, and when and how interest is earned and credited.
| Interest Tier | Account Balance (Inclusive of all Folders and accrued unpaid interest) | Annual Percentage Yield (APY)* |
|---|---|---|
| Tier 1 | Less than $10,000.00 | 1.00% |
| Tier 2 | $10,000.00 or more | 3.50% |
*APY is variable and subject to change at the Bank’s discretion at any time without notice to you. APY is accurate as of 6/8/2026. See the Square Savings Deposit Account Terms for additional information.
This chart supplements the Square Savings Deposit Account Terms and is incorporated by reference into those Terms. Capitalized terms used but not defined herein have the meanings given in the Square Savings Deposit Account Terms. Please refer to the Square Savings Deposit Account Terms for other terms and conditions governing your Square Savings Account.
Savings accounts are provided by Square Financial Services, Inc. Member FDIC. No minimum deposit is required to open an account. Accounts will not be charged monthly fees. The Square Savings deposit sweep program distributes your funds among multiple FDIC-insured partner banks, meaning your eligible savings deposits have FDIC insurance coverage of up to $2.5 million. Pending balances are not subject to FDIC insurance.