Get Early Access to Your Deposits with Square Checking

Get Early Access to Your Deposits with Square Checking
Square Checking account holders can now receive ACH deposits (one time or recurring) up to two days earlier.
by Marcus Elliott Jun 28, 2023 — 1 min read
Get Early Access to Your Deposits with Square Checking

As a business owner, timely access to your funds is crucial. That’s why we’re excited to introduce early deposit access to help you get your money faster.* As a Square Checking account holder, you can now receive your ACH deposits (one time or recurring) up to two days earlier. Say goodbye to waiting and enjoy the benefits of faster access to your hard-earned money.

early deposit access

Learn more about Square Checking and start getting faster access to your funds when you use your checking account and routing numbers to receive ACH deposits.


Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. Square Debit Card may be used wherever Mastercard is accepted. Accounts are FDIC-insured up to $250,000. Funds generated through Square payment processing services are generally available in the Square Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.

*With early deposit access, Block, Inc. may make incoming electronic direct deposits made through ACH available for up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Early deposit access is automatic and there is no fee.

Marcus Elliott
Marcus Elliott is a Product Marketing Manager on the Business Banking team focusing on Transfers and Early Revenue Access.

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