Keep your business in balance.
Every time you make a sale, the money goes right into your Square Balance—home to your business’s money. Balance gives you all the tools you need to help you manage your money the way you want, so you might just consider leaving your checking account behind.
Your money is instantly available whenever you need it.
Spend from your balance with a Square Card. You can also transfer money into your balance or a linked bank account at any time.
Cash management that puts you in total control of your cash flow.
Move money in and out of your Square account with ease. You’ll have complete visibility over your money.
Your money in your pocket when you need it.
Square Card¹
A free business debit card that gives you instant access to your money so you can spend from your account balance as soon as you make a sale.
Square Transfers
Transfer money from your balance into your linked bank account as fast as the next business day, or instantly for a fee per transfer.
A balance with benefits.
Never pay hidden fees
Monitor your balance with simplified reporting
Keep your money safe and secure
Take control of your cash flow
FAQs about balance
You can access your balance from either the mobile app or your online dashboard. From the mobile app, tap the three horizontal lines. Then tap Balance. From your online Square Dashboard, click on the Balance tab.
There are no fees to store your funds with Square—no yearly fees, minimum balance fees, maintenance fees, or any other hidden fees.
There is no minimum balance or limit to the amount that you can keep in your Square Balance. You can store as little or as much money as you want.
To start using Square Card, you first need to order the card through your Square app. To order your card, visit the Balance section in your Square app.
For standard transfers, funds will be available in your bank account within 1-2 business days. For same-day transfers and instant transfers, your funds will be sent to your bank account immediately, but will cost a fee of 1.5% of the transfer amount. Learn about your transfer options with Square.
Don’t have an account with Square? Sign up today.
¹ Square Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. Square Card is funded on a prepaid basis, and such funds are held for the benefit of Square Card cardholders by Sutton Bank. Square Card is not a bank account and Square Card funds are not FDIC-insured.