Get Started with Square Bill Pay
Square Bill Pay lets you organize and streamline payments by paying bills and vendors using your Square Checking account or any debit or credit card. You can access Bill Pay from your online Square Dashboard and the Square Invoices app.
Before you get started, go to the Apple App Store on your compatible iOS device and download the free Square Invoices app. If you already have the Square Invoices app, make sure it’s up to date.
Bill Pay is also available to test on your Android devices. Make sure your Square Invoices app is up to date (version 6.22 or higher required).
Bill Pay with Square Dashboard
From your Bill Pay Dashboard, you can use Bill Pay by uploading an existing bill, adding the bill manually, or utilizing email forwarding.
Bill Pay with the Square Invoices App
From the Square Invoices app on compatible iOS devices, you can add a bill by taking a photo, uploading a file, or entering the bill manually.
Note: For Square Invoices iOS app versions 6.10 or later, you can find Bill Pay on the main navigation bar.
You can configure payment methods and notifications at any time by going to ≡ More > Settings > Bill pay in your Square Invoices app on iOS devices.
Note: Bill Pay is also available with Square Appointments.
Manage Payment Methods
Select a Delivery Method
If your vendor’s bank account information is recorded, funds will arrive in your vendor’s bank account 1-2 business days after you initiate the payment.
If your vendor’s bank account is not recorded, Square will charge your payment source on the scheduled payment date, and your vendor will have 14 days to choose how they want to receive the payment. Your vendor or supplier can choose to receive payment one of two ways: by ACH bank transfer or by a digital check. A digital check is a check in PDF format that Square emails to your vendor. They can then download, print, and make a mobile check deposit.
Your vendor will receive a reminder email within seven days if they haven’t chosen how they want to receive the payment. If your vendor does not respond in 14 days, the payment will be canceled and you will receive a refund to your original payment source.
Send a digital payment
Mail a paper check
Schedule a Payment
You can cancel a payment pending vendor response on delivery destination (i.e., bank transfer or digital check) from your online Square Dashboard or via the Square Invoices app on iOS devices. Cancelling a bill will initiate a refund and stop the payment from reaching your vendor. You will see the amount refunded back to your payment method in 1-2 business days.
Manage and edit vendors
You can add or edit vendor information in both the add and edit bill flow and in the Bill Pay vendor list.
Bill Pay Notifications
If you have added a bill but have not scheduled payment, you will receive an email 7 days before the due date as a reminder.
If you have scheduled a payment, you will receive an email 5 days before the payment initiation date that your Square Checking or your card will be charged in 5 days.
On the day when your payment is scheduled, both you and your vendor will receive an email from Square that payment has been initiated for this bill.
If your vendor is receiving payment by ACH bank transfer, you will receive an email in approximately 3 business days to inform you that your vendor is now paid. Note: Payment will generally arrive at your vendor the next business day (or the second business day if initiated after 5 PM Pacific Time). Because of how bank transfer works, we are just waiting for at least 3 business days to ensure there are no returns or errors on the receiving bank side.
If you choose to mail a paper check to your vendor, you will receive an email when the check is successfully delivered to the vendor's address, approximately 4-6 business days after payment initiation.
If your vendor chooses to accept and deposit either a digital or paper check, you will receive an email when Square confirms that the check has been successfully deposited.
Note: Edit your notification settings by going to Bill Pay > Settings > Notifications in your online Square Dashboard.