Sell more when your customers pay with Square Installments.

Customers pay over time. You get paid up front.

Square Installments

Customers love flexibility.

They can buy what they want, when they want it, with a monthly payment plan.

  • Short application. It takes a few steps and basic information to apply.
  • Up-front everything. They see their monthly plans and total fees before they accept.
  • No nonsense. They won’t be surprised by deferred interest or prepayment penalties.

More business, less hustle.

Grow your sales

With the freedom to break big purchases in to smaller payments, approved customers can buy more. Other Square businesses have seen a positive effect on sales and average order values.

Get paid up front, risk-free

You get paid up front; Square Installments handles the repayment. If your customer ever misses a payment, you’re fully protected from the credit risk.

Set it up hassle free

Square Installments automatically works everywhere you take payments with Square. No integration needed.

Easy for you, easy for them.

Tell your customers about the program with an email, web banners, print pieces, and more. We’ll send you everything.

Customers apply
They fill out a short online application from their own device. Rates from 0–30% APR.*

If they’re approved and accept a plan, they get a one-time-use digital card for your business. Just key it in and get paid as soon as the next business day.

Accepted with invoices, too.

Do you send invoices to your customers? Square Installments can be automatically added to your Square Invoices, so they can easily apply to finance a purchase right from their inbox.

  • If your business is eligible, you’ll get an email welcoming you to the program.
  • Send your invoices as usual—the option to pay in installments will automatically appear.

“With Square Installments we’re able to close more sales. More people who come in to test ride a bike end up buying a bike … It’s just simple, it’s easy, it’s integrated into our point-of-sale system, and works great for the client.”

Joe Witherspoon, Motostrano

Know what you pay and get paid up front.

Point of Sale


Virtual Terminal



2.9% + 30¢

Sign up in four easy steps.


Find out if Square Installments is available to your business by logging in to your Square Dashboard.


If your business is eligible, get started by watching a quick introduction video.


Answer a few questions to make sure you understand how it works, and you’re done. It takes less than 10 minutes.


Get your printed marketing materials, download banners for your website, and start telling your customers about Square Installments.

Get started >

Get started with Square Installments today

*All loans through the Square Installments program are issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC, located in Salt Lake City, UT. APR is fixed and ranges from 0-30%. Actual terms will be based on creditworthiness and other factors. For example, a 12 month $2,100.00 loan with 15.00% APR would have 11 monthly payments of $190.00 and 1 payment of $184.07. Loans are subject to credit approval. Program terms apply; for more information click here. Endorsements are from actual Square Installment program participants who agreed to be featured in this advertisement. Numbers are for illustrative purposes only.