Square Payments Processing

Accept every way your customers want to pay.

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Accept every payment

Magstripe, chip card, or NFC (phone payments)—accept them all with our readers. You can also get paid remotely by keying in payments, even without a signal.

Quick setup, no long-term commitments

It’s free to sign up and fast to set up. There are no long-term commitments or monthly fees, and you pay only when you make a sale.

Fast deposits, clear pricing

Pay one simple rate for any swipe, dip, or tap for any card, including American Express, every time. See deposits in your bank account in one to two business days.

Keeping your business secure

Square Secure offers chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers.

Everything you need to start selling.

Hardware for your counter or on the go

From Square Reader for magstripe to Stand for contactless and chip, Square has the hardware you need to accept all major credit cards, NFC payments, gift cards, and more.

Shop Square hardware

Powerful point-of-sale software

Online payment processing is just the start. The free Square Point of Sale app has tools to help you manage every area of your business, such as inventory management, customer directories, and digital receipts.

Learn more about Square Point of Sale

Built to work together

Our hardware and software work together perfectly. They come from the same source, which means one seamless payment experience for you and your customers.

Take payments anywhere, any way.

Square Invoices

Send invoices from your mobile device or laptop right to your customers’ inboxes. They can pay securely with a few clicks.

Learn more about Square Invoices

Take payments from your computer

Key in card payments from your Square Dashboard in seconds with Square Virtual Terminal—no card reader or app required.

Learn more about Virtual Terminal

Save cards on file

Store payment details for your regulars. Charge them at the tap of a button and save time at checkout.

Learn more about Card on File

No signal, no problem

Never miss a sale again. Accept payments without a connection in Offline Mode and pay the usual 2.75% per swipe.

Learn more about Offline Mode

Sell with e-commerce platforms

Use Square payments with third-party e-commerce platforms like BigCommerce, Wix, Weebly, Ecwid, and WooCommerce to sell online.

Learn more about Square App Marketplace

Sell with Square on your own site

With Square’s payment processing APIs, you can sell online with Square and seamlessly integrate your online and offline sales. Track all your reporting, deposits, and inventory in one place.

Learn more about Square APIs

Square keeps things humming.

We invest heavily in payment processing technology to help protect your business and keep it running smoothly.

Protecting your business

Square Secure provides industry-leading security with PCI-compliant systems included at no charge. We also cover up to $250 in qualifying chargebacks per month and help resolve chargebacks for you, so you can focus on your next sale.

Learn more about Square Secure

Fast, reliable deposits

When you take a payment with Square, you get your money in your bank account as soon as the next business day.

Learn more about deposits

Support if you need it

Our dedicated support team works side by side with our other departments to improve your customer experience. They are standing by to help if you need it. Call, email, or tweet, or use our Support Center to find helpful guides and tools.

Visit the Square Support Center

How Square compares

Choosing the best payment processing solution can be confusing. So we broke down the different options for merchant services (accepting credit cards), from banks to ISOs to Square. It’s a big decision that can cost (or save) you thousands of dollars, so we want you to be as informed as possible.

Visit our Merchant Services 101

Pricing

Per Swipe, Dip, or Tap

Invoices and E-commerce Payments

2.9% + $0.30 USD per transaction

Virtual Terminal and Keyed-In Transactions

3.5% + $0.15 USD per transaction

Get a custom rate for your business

We can create custom pricing packages for some businesses with annual revenues over $250K and an average ticket size over $15. If that’s you, get in touch—we’ll even review your current statement with you.

Contact Sales
Compare your current rate to Square

Finding your true rate can be difficult with other merchant service providers. Often there are all sorts of fees that have a way of adding up on you. So we made a rate calculator for you to see how your current rate compares to Square.

Try the rate calculator

Testimonials

We’ve never had any problem with the consistency of Square’s performance or the deposits or anything else. They continue to just make improvements and add features I didn’t even know I needed until I used them.

Casey, BANG Salon, Seattle, WA