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Pricing
Get retail features included in any Square plan
Processing fees
Top retail features
Automatically create items and SKUs
Discounts and refunds
Sales reporting
Details
Processing fees
Top retail features
Automatically create items and SKUs
Discounts and refunds
Sales reporting
Processing fees
Top retail features
Inventory management and stock intake
Vendor and purchase order management
Cost of goods sold and inventory reporting
Details
Processing fees
Top retail features
Inventory management and stock intake
Vendor and purchase order management
Cost of goods sold and inventory reporting
Square Pro
Get custom pricing
If you process over $250,000 per year, talk to our team to see if you’re eligible for custom pricing and processing fees. You can also ask about hardware discounts, onboarding and implementation support, technical specialists, and account management.
Explore features for retail
Item management
Inventory management
Payment methods
Checkout
Inventory reporting
And for all sides of your business
Online selling
Commerce
Orders & fulfillment
Cart & checkout
Item & catalog
Website
Marketing
Customer engagement
Customer directory
Loyalty
Marketing
500 messages included, then 3¢ per message
2,500 messages included, then 1.5¢ per message
2.5% load fee
2.5% load fee
0% load fee
Staff management
Time tracking & attendance
Shift management
Communication
Tips & commissions
Admin
Reporting & analytics
Sales reporting
Marketing reporting
Invoices reporting
Staff reporting
Web reporting
AI-powered insights
Invoicing
Invoices
Contracts
Estimates
Square Banking¹
Checking²
Savings³
Loans⁴
Bitcoin⁵
Support
6am–6pm PT M–F for the first 90 days
6am–6pm PT M–F
24/7
Fees
Processing fees
2.6% + 15¢
2.5% + 15¢
2.4% + 15¢
3.3% + 30¢
2.9% + 30¢
2.9% + 30¢
2.9% + 30¢
2.9% + 30¢
2.9% + 30¢
1%, $1 min
1%, $1 min, $10 fee cap
1%, $1 min, $10 fee cap
1%, $1 min, $5 fee cap
1%, $1 min, $5 fee cap
1%, $1 min, $5 fee cap
3.5% + 15¢
3.5% + 15¢
3.5% + 15¢
6% + 30¢
6% + 30¢
6% + 30¢
Free
Free
Free
Additional fees that may apply
$0/mo. per location
$49/mo. per location
$149/mo. per location
Not available in Square Free
500 texts included, then 3¢ per text
2,500 texts included, then 1.5¢ per text
2.5% load fee
2.5% load fee
0% load fee
1.00%
1.00%
0.5%
Included with every plan:
End-to-end encrypted payments
Active fraud prevention
Next day transfers
Offline payments6
More solutions from Square
Square Payroll
Run full-service payroll starting at $35 per month + $6 per person paid.
Square Hardware
Get the right hardware for how you sell with options starting at $59.
Square Payroll
Run full-service payroll starting at $35 per month + $6 per person paid.
Square Hardware
Get the right hardware for how you sell with options starting at $59.
FAQ
Is there a free trial and can I cancel later?
Square Plus and Square Premium each offer a free 30-day trial, and you can cancel or switch plans anytime. With Square Free, there are no monthly subscription costs — you only pay processing fees when you take a payment.
How much will I pay in processing fees?
Processing fees vary based on the Square plan you choose. Square Premium offers the lowest processing fees. If you process over $250,000 per year, you can talk to our team about custom pricing and processing fees.
Can I accept any type of credit card?
You can accept every major card — Visa, Mastercard, American Express, and Discover — all for the same processing fees. You can also take cash, checks, and Square Gift Cards.
When will I get paid?
You can transfer funds to an external bank account the next business day for free or instantly for a fee.
Do I need to purchase hardware?
You do not need to purchase hardware to take payments with Square. There are several ways to take payments without any hardware, including invoicing, payment links, virtual terminal, Tap to Pay on iPhone, and Tap to Pay on Android.
I already use Square. Has my pricing changed?
If you're already using Square, your pricing may change depending on your current plan. We'll notify you ahead of time so you know exactly what to expect.
These changes are designed to make Square's pricing simpler and give you more flexibility.
Sign up and start selling
1Block, Inc. is a financial services platform and not an FDIC-insured bank. Banking services are provided by Square Financial Services, Inc. or Sutton Bank; Members FDIC.
2Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Square Checking account, up to $250,000 of your balance may be covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Sutton Bank and if certain conditions have been met. See Terms and Conditions.
Instant availability of Square payments. Funds generated through Square’s payment processing services are generally available in the Square Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Instant availability does not apply to funds added to the Square Checking account via ACH transfer. ACH credit transfers to your account may take 1–2 business days.
With early deposit access, Block, Inc. may make incoming electronic direct deposits made through ACH available for up to two days before the scheduled payment date. Not all direct deposits are eligible. Early availability of direct deposits is not guaranteed and may vary from deposit to deposit. Early deposit access is automatic and there is no fee.
3Savings accounts are provided by Square Financial Services, Inc. Member FDIC. Accrue annual percentage yield (APY) of 1.00% per folder on folder balances over $10. APY subject to change, current as of 2/18/2025. No minimum deposit is required to open an account. Accounts will not be charged monthly fees. Accounts are FDIC-insured up to $2,500,000. Pending balances are not subject to FDIC insurance.
The rate of our savings account is more than 2x the national average of 0.41% APY, based on the national average of savings accounts rates published in the FDIC Weekly National Rates and Rate Caps accurate as of 1/21/2025.
4Square, the Square logo, Square Financial Services, Square Capital, and others are trademarks of Block, Inc. and/or its subsidiaries. Square Financial Services, Inc. is a wholly owned subsidiary of Block, Inc. All loans are issued by Square Financial Services, Inc. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.
5Square Bitcoin is not offered to NY Sellers or non-US Sellers. Availability subject to change and regulatory approval. Bitcoin’s value is volatile and can change quickly. Bitcoin transactions are irreversible and may experience occasional delays or payment failures. Bitcoin services are provided by Block, Inc., licensed where required. Block, Inc. operates in NY as Block of Delaware and is licensed to engage in virtual currency business activity by the NYDFS.
6Offline payments are processed automatically when you reconnect your device to the internet and will be declined if you do not reconnect to the internet within 24 hours of taking your first offline payment. By enabling offline payments, you are responsible for any expired, declined, or disputed payments accepted while offline. Square is unable to provide customer contact information for payments declined while offline. Offline payments are not supported on Square Reader for contactless and chip (1st generation, v1 and v2). Learn more about how to enable and use offline payments here.