Make money. Then make the most of it.

When you take payments with Square, your
money flows with your business.

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Sync up every sale with every part of your business.

When you take payments with Square, your sales automatically sync to our other tools, like savings, checking, loans, and payroll, so you can manage your money without any hassle.

Get your money the moment you make it.

Square Checking is a business checking account that gives you instant access to your Square sales and keeps your business funds separate from your personal ones. There are no monthly fees and no minimums.

Open a checking account

Square, Inc. is not a bank. Checking accounts are provided by Sutton Bank, Member FDIC.

Set your future goals. Then automate them.

Square Savings makes it easy to set aside money for your business needs. Just tell us how much you want to save, and we’ll automatically put part of your sales into your savings. And all with a 0.50% APY* and no monthly fees or minimums.

Start saving automatically

Pay your employees on time, every time.

Pay your team even faster with Square Payroll. It’s integrated with Square Checking so you can immediately use your funds to run payroll. You can even set payroll on autopilot with Automatic Payroll.

Set up payroll

Get funding for your next move.

When you take payments with Square, you can automatically become eligible for a Square business loan. Your customized offer will be based on your sales and can be used on any part of your business.

Get more funding

All your finances. All working together.

Get started
Payments Checking Savings Payroll Loans Default

Payments

Take payments fast

Checking

Open a checking account

Savings

Start saving automatically

Loans

Get more funding

Payroll

Set up payroll

Resources

Take control of your cash flow with Square.

No matter what move your money makes, Square has the tools to help you manage it.

*Please refer to our Privacy Policy for more details.

* Savings accounts are provided by Square Financial Services, Inc., Member FDIC. Annual percentage yield (APY) of 0.50% or more will apply until 12/31/2021, after which the APY in effect at that time will apply and will be subject to change. No minimum deposit is required to open an account, and no minimum balance is required to obtain any advertised APY. Accounts will not be charged monthly fees. Accounts are FDIC-insured up to $250,000.

Square Checking is provided by Sutton Bank, Member FDIC. Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard International Incorporated, and may be used wherever Mastercard is accepted. Funds generated through Square’s payment processing services are generally available in the Square Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues. Accounts are FDIC-insured up to $250,000.

Square, the Square logo, Square Financial Services, Square Capital, and others are trademarks of Square, Inc. and/or its subsidiaries. Square Financial Services, Inc. is a wholly owned subsidiary of Square, Inc. All loans are issued by Square Financial Services, Inc., a Utah-Chartered Industrial Bank, Member FDIC. Actual fee depends upon payment card processing history, loan amount, and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days, and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. All loans are subject to credit approval.

Payment
received
Available to spend
$2,395.47
New equipment fund:
$7,995.27
Team paid
Loan approved
$8,500