Accept payments quickly, easily, and securely.
Meet customers where they are with the latest payments services. Square can help you process nearly any kind of payment, any way you want.
Over $250k in annual revenue?
NEW
Take contactless payments with just your phone.
Accept contactless cards and digital wallets in person with Tap to Pay on iPhone or Tap to Pay on Android.
Our payments promise.
Whether you’re a small business or enterprise, we make accepting card payments as fast, painless, and secure as possible, with no extra fees, no long-term contracts, and no tricks. Just payment processing you can depend on so that you never miss a sale.
Payment processing methods fit for your business.
Whether you’re selling in person, online, or on the go, Square can help you process nearly any kind of payment, any way you want.
In-person payments
Take payments in person at your counter or on the go. Get the free Square POS app that works seamlessly with our range of hardware options.
Online payments
Set up a free online store. Add pickup and delivery options, or sell through social media. Already have an online store or mobile app? Integrate with our online payment services.
Remote payments
Create and send digital invoices, let customers pay by card or ACH bank transfer, and track when you get paid. Or send your customers a checkout link to pay via text or email.
Manually entered payments
For taking payments over the phone, key in card information directly into your Square app or web browser.
Buy now, pay later payments
Allow customers to pay in installments with Afterpay. There’s no risk. You get paid in full immediately, they pay four interest-free installments over six weeks.
There are a lot of reasons to start selling with Square.
Keep more of what you make
Save money on payment processing with simple, transparent pricing, without weird or hidden fees or lock-in contracts, ever.
Get up and running quickly
Start taking payments right away—no bank visits, background checks, or merchant accounts required. Account creation and verification takes minutes.
Get paid fast, every time
Access your money from Square sales instantly with Square Checking. Transfer money into an external bank account as soon as the next business day, or instantly for a fee.
Keep your business data secure
Security is engineered into our products. We follow industry requirements to monitor your account for suspicious activity and ensure PCI compliance.
We’re trusted by millions.
4.7 of 5 stars
Hear it from other business owners who use Square
4.2 out of 5 stars
Hear what other business owners have to say about Square’s customer support team
Hardware to help you sell any way you want.
Find the right solutions to help your business today.
We can help your business make the shift it needs to right now.
Home and repair
Work with your clients remotely. Switch to contactless payments in person, or request payments via invoices online (that can be paid by card or ACH bank transfer)—it’s easy to send and track them all in one place.
Reader for contactless and chip
Take payments easily on the go. Clients can tap to pay with a contactless card or a mobile device with Apple Pay or Google Pay.
Square Invoices
Create, customize, send, and track when you get paid with invoices online. Customers can pay by card or ACH bank transfer.
Manual card entry
Key in payments from your clients remotely or in person to minimize contact.
Professional services
Work with your clients online or in person. Request payments online with digital invoices (paid by card or ACH bank transfer) or checkout links. Accept contactless payments in person to reduce touch points.
Manual Card Entry
Take manually keyed-in payments on your mobile device or virtually from your computer when clients pay in person or over the phone.
Square Online Checkout
Accept online payments with easy-to-create links, buy buttons, or QR codes that you can share over social media or add as a button to your website.
Square Terminal
Our most popular hardware for professional service businesses.
Accept contactless payments in person, key in payment info over the phone, or send invoices—all from one device.
Food and drink
Give customers the option to place orders online or over the phone. Enable orders for curbside pickup or delivery, or offer meal kits or catering through an online storefront.
Square Online
Start accepting orders on your online ordering page and set it for curbside pickup or delivery.
Square Online Checkout
Accept online payments with easy-to-create links, buy buttons, or QR codes that you can share over social media or add as a button to your website.
Square Terminal
Accept contactless payments at curbside pickup, tableside payment, and at your drive-through window.
Healthcare and fitness
Offer virtual training for clients or rent out fitness equipment. Online bookings are integrated with payments so you can easily request payment by invoicing or sending out shareable checkout links.
Manual Card Entry
Take manually keyed-in payments on your mobile device or virtually from your computer when clients pay in person or over the phone.
Square Online Checkout
Accept online payment with easy-to-create links, buy buttons, or QR codes that you can share over social media or add as a button to your website.
Square Invoices
Create, customize, send, and track when you get paid with invoices online.
Reader for contactless and chip
Customers can pay with a tap by using a contactless card or a mobile device with Apple Pay or Google Pay.
Retail
Adopt touch-free payments in-store, and create a website that allows customers to purchase online. You can also offer curbside pickup, shipping, or delivery.
Manual Card Entry
Take manually keyed-in payments on your mobile device or virtually from your computer when customers pay in person or over the phone.
Square Online
Start accepting orders on your online ordering page and set it for curbside pickup, shipping, or delivery.
Square Terminal
Accept contactless payments at your counter, or anywhere in your store. You can even accept keyed-in payments over the phone or on your device.
Beauty and personal care
Switch to touch-free payments in your salon, set up prepaid appointments for future business, and set up an online store that allows for curbside pickup, shipping, or delivery.
Square Online
Start accepting online orders for your beauty products on your online store and set it to allow for curbside pickup or delivery.
Square Appointments
It’s easy for customers to book, easy for staff to manage, and lets you accept prepaid appointments online or in person.
Reader for contactless and chip
Customers can pay with a tap by using a contactless card or a mobile device with Apple Pay or Google Pay.
Consistent pricing. No surprises.
In person
Processing rate
2.6% + 10 cents
Processing method
- Contactless payments
- Mobile payments
- Chip and PIN payments
Online
Processing rate
2.9% + 30 cents
Processing method
- Online Store
- Online Checkout
- Online API
Manually entered
Processing rate
3.5% + 15 cents
Processing method
- Keyed-in transactions
- Remote card payments
Invoices
Processing rate
3.3% + 30 cents
Processing method
- Invoice
Simple pricing
Choose the software and hardware solution that’s right for your business to get a rate that’s fair—there’s no guessing with every transaction.
No additional processing fees
No startup fees, subscription fees, PCI compliance fees—you get the idea.
Free services
All inclusive—fraud prevention, dispute management, reporting, and team and inventory management.
Take buy now, pay later payments anywhere.
In person
6% + 30 cents per transaction
Online
6% + 30 cents per transaction
FAQ
Payment processing is a system of steps that authenticates, approves, and completes financial transactions. It allows money to transfer from your customer to your business.
Square’s pricing is simple and transparent. You pay a flat rate per payment method. That’s it. There are no additional fees.
When you accept payments with Square, we only keep a fraction of the fees—so you can put more of your money right back into your business. Our fee calculator can help you estimate your costs for processing payments.
Square works with any US-issued and most internationally-issued magstripe or chip cards bearing a Visa, MasterCard, American Express, Discover, JCB, or UnionPay logo.
Square has a variety of hardware to help you accept payments with ease.
- Square Reader for magstripe plugs into a phone or tablet, so you can swipe a credit card anywhere.
- Square Reader for contactless and chip connects wirelessly with your device so you can take card and contactless payments easily.
- Square Terminal makes it easy to take payments, print receipts, and run a business thanks to its portable design.
- Square Stand includes a built-in card reader that simplifies payments and makes for a fast and intuitive checkout process.
- Square Register is an all-in-one POS, engineered to be faster, more powerful, and more reliable—no extra tablets or apps required.
The Square magstripe and chip card readers are compatible with most Apple devices running iOS 11 and above, and Android devices running version 5 and above.
Get business insights from business experts
Payments Resources
Late fees may apply. Eligibility criteria apply. See afterpay.com for full terms.
Android is a trademark of Google LLC.Tap to Pay on Android is available on compatible Android devices. Tap to Pay on iPhone is available on iPhone XS or above running iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.