MERCHANT SERVICES 101:
Merchant services are simple with Square.
How you accept credit and debit cards is a big decision that can cost you time and money. It’s important that you know exactly what you’re signing up for.
What are merchant services?
Merchant services encompasses the hardware, software, services and financial relationships that businesses need in order to accept and process card payments. Many types of entities are authorised to be merchant services providers, also known as merchant account providers, credit card processors, acquirers, acquiring banks or processors.
What is a merchant account?
A merchant account – aka merchant services account – establishes a business relationship with a merchant services provider, like a bank, and enables a business to accept debit and credit cards, Apple Pay, Google Pay and other contactless payments, eCommerce transactions and more.
What you can expect from merchant services.
Clear and consistent pricing
What you see is what you get with Square. That means no hidden fees or surprises. Just one low rate for every tap, insert or swipe. That’s it.
No long-term contracts
With Square, you don’t have to worry about getting locked into long-term commitments or costly contracts.
Free POS software
Get started for free with the Square Point of Sale app. It works with your phone or tablet and seamlessly integrates with our range of hardware options.
Square’s hardware is reasonably priced and works for businesses of all kinds. Plus, there are no maintenance fees or hardware rental fees to worry about.
Dedicated Square support
Phone support from our Australia-based team is available from 9 a.m. to 5 p.m. AEST. Alternatively, email us 24/7 or message us via online chat. You can also connect with other sellers in our Seller Community.
Get started right away
See how easy it is to get set up with Square. It only takes a few minutes to get up and running.
Start taking payments in minutes.
Accept payments quickly. Get paid fast.
Custom pricing for your business.
If you’re processing more than $250,000 every year, we may be able to design custom pricing packages for your business. Custom pricing will vary depending on your processing volume, average ticket size, your history as a Square seller and many other factors.