Business loans that work with your cash flow

Your loan amount is based on your recent sales – pay it back with a percentage each day.

Check for offers

Not a Square seller? You could become eligible by processing with Square.

Get a customised offer based on your card sales through Square, and then choose your loan size.

There’s no ongoing interest. Just one simple loan fee. No personal collateral, like your home or car, required for loans up to $75,000.

(Anything over $75K will require business collateral.)

Repay it automatically with a percentage of your daily card sales through Square.

Pay less on slow days. And a little more when sales are strong.

It’s your business.
Get more money to do it.

Our loans are tailored to your unique business. We’ll offer as much as we believe will work with your current cash flow. And you can use the money on anything for your business.

What Square sellers are saying

The big banks treated me so badly – the application process for my Square Loan was a breath of fresh air. When restrictions were changing so quickly, getting a loan with Square was quick and simple. We didn’t have time to provide reams and reams of paperwork.

Jordan Walker
Dexterity Salon

Small businesses deserve more credit.

In 2014, we started a loan program in the United States to help small businesses access the type of funding options big business gets. And now Square Loans are available in Australia, too.


Funds extended*


Small businesses funded

PD01516 - capital trustpilot

*Includes U.S. MCAs and business loans from May 2014 to December 2020.


Still need help? Check out the Square Support Centre.

© 2021 Squareup Pte Ltd (Singapore) and Square, Inc. (US).

Square, the Square logo, Square Loans, and others are trademarks of Square, Inc. (U.S.)

All loans are issued by Square AU Pty Ltd. Valid Australian bank account is required. Actual fee depends upon payment card processing history, loan amount and other eligibility factors. A minimum payment of 1/18th of the initial loan balance is required every 60 days and full loan repayment is required within 18 months. Loan eligibility is not guaranteed. Eligibility criteria include consistent and continuous payment card processing through Square. All loans are subject to credit approval. Terms and conditions apply.