Square Payments

Process all major credit cards. Get paid fast.

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Accept credit cards anywhere

The free Square Reader works with the free Square Point of Sale app to allow everyone to take payments on their iOS and Android devices.

Fast deposits, clear pricing

Pay 2.65% per swipe for Visa, Mastercard, Discover and American Express. See deposits in your bank account in one to two business days.

Quick setup, no commitments

It’s free to sign up and fast to set up. There are no commitments or monthly fees, and you pay only when you make a sale.

Security at swipe

From chargeback protection and phone support to data encryption and fraud monitoring, we’re here to protect your business and your customers.

How it Works

Sign up and we’ll mail you a free Square Reader.

Create your free Square account and we’ll drop your free magstripe reader in the mail. Plug the reader into your device and process payments anywhere.

Works on Apple and Android

The Square magstripe reader plugs into the standard headset jack of your smartphone or tablet. Take payments with the device you have, or choose the best fit for your business.

Get a reader today

Pick up a Square magstripe reader from a store near you to start processing payments today. It costs about $10 up front, but comes with a $10 redemption code.

Download Square Point of Sale.

Square Point of Sale is available in the App Store and on Google Play.

Take payments with peace of mind.

We’re here to protect both you and your customers, and if there’s ever a problem, our team is standing by to help solve it.

Security and encryption

Card information is encrypted at the moment of swipe. Square doesn’t store data on your device after a payment has been processed.

Call, email or tweet us

Get in touch with our customer support team by phone, email or Twitter—or get instant answers in our Support Centre.

Fraud prevention

We use algorithms and live monitoring to investigate suspicious activity and stop fraudulent activity before it occurs.

Free protection from payment disputes

Chargeback Protection is free for all Square sellers and covers eligible payment disputes up to a total of $250 a month.

Learn more about Chargeback Protection


Per Swipe

Per Keyed-In Transaction

One price for every swipe

Process Visa, Mastercard, Discover and American Express at 2.65% per swipe. Swipe $100, see $97.35 deposited in your bank account.

One price for every manually entered transaction

Process all major credit cards at 3.4% + 15¢ when you key in a transaction. Key in $100, see $96.45 deposited in your bank account.

Deposits the next business day

Square deposits money into your bank account in one to two business days—no matter which cards you process or where you bank.

No unexpected fees

We don’t charge sign-up fees, chargeback fees, inactivity fees, premium card fees, PCI-compliance fees or any other kind of hidden fees.