Calculate surcharges

Easily find out what to charge customers in order to cover transaction fees. Fees vary by payment entry method.

Enter payment amount

$
Amount to charge customer

Tap, dip, or swipe payments

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*Estimate is based on Square’s Standard pricing. To view your rates, visit Square Dashboard.
*Credit card surcharge permissions may vary by state, regulatory, or card network rules. Contact a tax professional or your local government for further guidance on whether your area permits surcharges.
Note: It is your responsibility to meet all legal and card network requirements and you must first notify both Visa and MasterCard.
*Debit card and Afterpay transactions are prohibited from surcharging.

FAQ

  • What is a surcharge?

    A fee added to the bill when a buyer pays with a credit card to cover the cost of payment processing fees. This varies from a Convenience Fee, which covers the costs of accepting payment outside of a merchant’s usual channel (e.g., by phone instead of in-store), no matter what payment method is used.

  • Who can charge a surcharge?

    Credit card surcharge permissions may vary by state, regulatory, or card network rules. Visa and MasterCard also require registration ahead of surcharging.

    Contact a tax professional or your local government for further guidance on whether your area permits surcharges. It’s also worth noting that debit card and Afterpay transactions are prohibited from surcharging.

  • How do I register with the card networks?

    You can find the legal and card network requirements, as well as how to notify card brands on their websites: Visa and Mastercard.

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