Chargeback Protection

Resolve payment disputes with ease.

Square protects you from eligible chargebacks.

When you sell with Square, you can sell with confidence. Square Chargeback Protection excuses you from liability for credit card payment disputes, or chargebacks, up to a total of $250 a month. All you have to do is provide us with some basic information regarding the payment in question, so we can fight the dispute on your behalf. Which means you’re covered—no matter how it’s resolved.

Safety that doesn’t cost you.

Chargeback Protection is free for all Square sellers and covers credit card chargebacks that are $250 or less, up to a total of $250 a month. We take care of the work, and you get back to doing what you love.

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Covered Monthly

What is a chargeback?

A chargeback, or payment dispute, is created when a customer asks his or her card issuer to reverse a charge. Perhaps the customer didn't recognize the charge or felt the quality of goods or services wasn’t as advertised. If this happens, Square is here to help you navigate the process from start to finish.

Watch the video

Customer asks credit card issuer to reverse a charge.

Credit card issuer contacts Square for proof that the payment is valid.

Square collects information from you, then responds to the dispute.

If the chargeback is eligible for protection, you’re covered no matter how it’s resolved.


Keep it all on file.

Make sure to keep a signed copy of your refund policy, tracking numbers for shipped goods, all email and text correspondence with customers and a complete record of your sales—including signed contracts, invoices and purchase orders. This speeds the process along if there’s a dispute.

A few best practices for accepting credit cards.

Watch the video or see below for tips to help keep you and your customers on the same page.

  • Insert or tap payment cards whenever possible.
  • Obtain a signed order form for large sales.
  • Clearly disclose your refund policy at the point of sale.
  • Make sure your business name is recognizable on your receipts.