How much does Square cost?
In-person payments
We have all kinds of point-of-sale packages—for all kinds of businesses. Payments are built right in.
Your total cost
Card-not-present payments
Let your customers buy online, over the phone, or send an invoice straight to their inbox.
2.2%
Pay 2.2% when you enter a credit card number manually in the Square Point of Sale app.
Per Virtual Terminal transaction
2.2%
No new devices, no startup fees, no complicated software—your computer is your secure terminal. Just sign up for a free Square account and you’re ready to go.
2.2%
That’s for every payment you take using Square Online Store, eCommerce integrations, or online payment APIs.
2.2%
That’s for every card payment you take using payment details stored in your point of sale, Invoices, Virtual Terminal and Online Checkout. This includes automatic recurring payments.
2.2%
That’s for every online payment you take using Square Invoices.
2.2% (incl GST)
That’s for the total purchase while your customers make 4 payments over 6 weeks via Afterpay with Square Online Checkout. Try Afterpay at this discounted rate through 29 July, 2022. Starting 30 July, 2022, the processing rate for Afterpay transactions will change to the standard rate of 6% + 30¢ (excl GST), which is the current rate for Afterpay on Square Online and Web Payments SDK.
Build your own solution
Whether you take payments in person, in your app, or online, create a solution that works for you with Square APIs and SDKs.
1.6% per credit insert, tap and swipe (Terminal API)
1.9% per credit insert, tap and swipe (POS API)
That’s for every payment you take at a custom point of sale, attended kiosk, or any other in-person payment solution for your business.
1%
That’s for every order you take using our Orders API while processing the payment with another provider.
2.2%
That’s for every payment you take using your business’s mobile app.
2.2%
That’s for every payment you take using our eCommerce integrations or online payment APIs.
Ask about custom rates
We can create custom pricing packages for some businesses who process over $250,000 of card transactions annually. If that’s you, get in touch with our sales team to find out whether you’re eligible
Point of sale
Our best-in-class point-of-sale software is completely free.
- Keep track of sales, inventory, your employees and more with our free Point of Sale app.
- Download the app on iOS and Android to get started right away.
Software tools
We have tools to help you start, run, and grow your business.
Your business
Your employees
Free
Your Customers
* All payment plans are issued by Square AU Pty. Ltd. All plans are interest-free. First instalment will be due at checkout. Available plan lengths vary from 3, 6 and/or 12 instalments based on purchase amount. All plans subject to credit approval.