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Tap to Pay on iPhone Take contactless payments with only your iPhone
Turn your phone into a checkout device
Minimal setup, smooth transactions
No extra hardware to carry or charge. Just download the Square Point of Sale app and enable Tap to Pay on iPhone.
Accept all major contactless payments
Take payments quickly and securely from digital wallets, Apple Pay, and contactless cards.
Take your business on the move
Sell on the go — at events, pop-ups, or on-site with customers — and keep lines moving at your storefront when things get busy.
“As a seasonal business that’s always on the move, it’s important to have an easy-to-use, reliable mobile option for taking payments. Square and Apple are making it really convenient to make sure we never miss a sale.”
Teddy Rojas Kona Ice Vacaville, CA
Level up how you sell
Easy for them. Reliable for you.
Let customers pay how they prefer, so you can make the sale and get paid without the stress.
A familiar way to pay
Move beyond cash and peer-to-peer payment apps. Customers tap, tip, and go on a screen they recognize.
Built-in security for every payment
You’re protected from fraud and disputes. Plus, Apple doesn’t store card numbers on your iPhone or Apple servers, keeping your business and customer data secure.
Manage everything in one place
Manage sales, send receipts, and create items in the same Square POS app you use for payments.
Get instant access to your money, manage cash flow1, and unlock credit² when it’s time to grow.
Know what’s selling and manage cash flow and taxes on Square Dashboard.
Add hardware as you grow
Get one plan to run your entire business, starting at $0
Processing fees
Details
Processing fees
FAQ
How much does Tap to Pay on iPhone cost?
Tap to Pay on iPhone is free to enable with no monthly fees or hardware costs. You only pay Square's standard processing fee of 2.6% + 15¢ per transaction when you make a sale.
What types of payments can I accept?
Tap to Pay on iPhone accepts major contactless payment methods, including contactless cards, Apple Pay, Google Pay, and Samsung Pay.
Do I need special equipment?
No additional hardware is needed. Tap to Pay on iPhone works with the Square POS app and the latest version of iOS.
How quickly can I start accepting payments?
You can start accepting payments immediately after downloading the Square POS app and completing a quick setup.
Is Tap to Pay on iPhone secure?
Yes. Accept payments with the security of iPhone. Apple doesn't store card numbers or PIN information on your iPhone or on Apple servers, helping protect your business and customer data. Combine that with Square security standards: fight fraud for you, managing disputes, and supporting your PCI compliance.
Can I accept payments offline?
No, Tap to Pay on iPhone requires an internet connection via WiFi or cellular connection. To accept offline payments, you can add a Square Reader for magstripe (your first one is free) or a Square Reader for contactless and chip.
How do I send receipts to customers?
Digital receipts can be sent instantly via email or text message directly from the Square POS app after each transaction.
What's the difference between Tap to Pay on iPhone and P2P apps?
Unlike Venmo or Zelle, Tap to Pay is designed for businesses and security. Customers don't need any additional apps and you get built-in receipts and reporting.
Can I use Tap to Pay on iPhone at farmers markets or outdoor events?
Absolutely! Tap to Pay on iPhone is ideal for mobile sellers and pop-up locations. It works over Wi-Fi or your phone’s cell service, so you can take payments on the go or when Wi-Fi is spotty.
How fast do I get my money?
Standard deposits arrive in your bank account the next business day. Instant deposits are also available for a 1.75% fee.
What if I need to accept chip or swipe cards?
If a customer needs to insert or swipe their card, you will need to add a Square Reader for magstripe (your first one is free) or a Square Reader for contactless and chip.
Start taking payments today
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Nice to meet you
We think businesses are as unique as the people who run them. Get individualized content on the topics you care about most by telling us a little more about yourself.
Block, Inc. is not a bank. Banking services are provided by Square Financial Services, Inc. or Sutton Bank; Members FDIC.
1Block, Inc. is a financial services platform and not an FDIC-insured bank. FDIC deposit insurance coverage only protects against the failure of an FDIC-insured deposit institution. If you have a Square Checking account, up to $250,000 of your balance may be covered by FDIC insurance on a pass-through basis through Sutton Bank, Member FDIC, subject to aggregation of the account holder’s funds held at Sutton Bank and if certain conditions have been met. See Terms and Conditions.
Instant availability of Square payments. Funds generated through Square’s payment processing services are generally available in the Square Checking account balance immediately after a payment is processed. Fund availability times may vary due to technical issues.
ACH transfer fund availability: Instant availability does not apply to funds added to the Square Checking account via ACH transfer. ACH credit transfers to your account may take 1–2 business days.
Square Debit Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Mastercard.
Savings accounts are provided by Square Financial Services, Inc. Member FDIC.
2American Express is a registered trademark of American Express. Other trademarks and brands are the property of their respective owners.
Square Capital, LLC is a wholly owned subsidiary of Block, Inc., d/b/a Square Capital of California, LLC in FL, GA, MT, and NY. Block, Inc. and Square Capital, LLC are not banks. Square Credit Cards are issued by Celtic Bank, Member FDIC, pursuant to a license from American Express, and may be used wherever American Express is accepted. If approved, APR may vary based on creditworthiness and other factors. Subject to credit approval.
3All credit sale plans are issued by Block, Inc. Not available to merchants in AL, DE, MO, MS, NH, and TN. Purchase amounts must be from $49 to $10,000. APR is 15%. Available plan lengths vary from 3, 6, 12, and/or 24 month installments, depending on purchase amount. Sales tax, where applicable, will be due at checkout. All plans subject to credit approval and other factors.
Tap to Pay on iPhone requires a supported payment app and the latest version of iOS. Update to the latest version by going to Settings > General > Software Update. Tap Download and Install. Some contactless cards may not be accepted by your payment app. Transaction limits may apply. Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC. Tap to Pay on iPhone is not available in all markets. For Tap to Pay on iPhone countries and regions, see: https://developer.apple.com/tap-to-pay/regions/.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.