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​​Accept Payments with Afterpay on Square Online

Afterpay is a buy now, pay later (BNPL) service that allows customers to pay for online orders in four interest-free payments over six weeks. You get the full amount—up front.

Afterpay requires no additional integration with your Square Online site. You’ll be automatically enabled to use Afterpay so you can boost online sales, increase average cart size, and attract new customers. Learn more about how Afterpay works on their website.

You can also learn more about accepting payments on Square Online for more information on all of your online payment options.


Sales made using Afterpay carry only one transaction fee on the total purchase — not on each installment. There are no fees charged on the remaining installments, and no other monthly fees or activation costs. The fee for Afterpay transactions on Square Online is 6% + 30¢ per order, which is the standard BNPL rate that Afterpay charges merchants.

Note: Afterpay rates are fixed, and do not vary by subscription type, hardware, or custom pricing.


Eligibility for Afterpay is dependent on numerous factors, including how your business is structured and what you sell. Here are some notes to keep in mind:

  • Sellers must be in an approved merchant category

  • Sellers must be based in the US

  • Sellers cannot have multiple Tax Identification Numbers (TINs)

  • Local delivery orders not supported

  • Self-serve (QR) ordering not supported

  • Item or cart totals outside of the eligible purchase range not supported

  • Restricted digital goods or services not supported

  • Cross-border orders not supported

  • Website must be in English (we look forward to adding Spanish support for Afterpay in the future)

We'll work to expand availability of Afterpay over time to give more sellers the opportunity to enable it on their sites. Review our Afterpay Merchant Terms for more information on eligibility, merchant categories, and more.

Enable or Disable Afterpay

To enable or disable Afterpay payments on your Square Online site:

  1. From your Account & Settings page, go to Business > Payment Methods.

  2. Under Afterpay, select “...” > Edit settings.

  3. Check or uncheck the Online option, and select Save when finished.

When checked, this option allows you to offer Afterpay to customers on your Square Online site where they can pay for orders between $1 - 2,000. If unchecked, customers can’t use Afterpay to check out.

Note: The setting for online payments with Afterpay is global and applies across all Square products that can also take Afterpay payments online. This includes other online platforms such as Square Online Checkout and Virtual Terminal. There isn’t a way to disable Afterpay only for Square Online at this time.


To learn more, check out the accepting payments with Afterpay on Square Online FAQ.

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