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​​Accept Payments with Afterpay on Square Online

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Afterpay is a buy now, pay later (BNPL) service that allows customers to pay for online orders in four interest-free payments over six weeks. You get the full amount—up front.

Afterpay requires no additional integration with your Square Online site. You’ll be automatically enabled to use Afterpay so you can boost online sales, increase average cart size, and attract new customers. Learn more about how Afterpay works on their website.

You can also learn more about accepting payments on Square Online for more information on all of your online payment options.

Pricing

Enabling Afterpay with Square is free—there are no monthly fees or startup costs. The Afterpay processing fee is 6% + 30¢ per Afterpay order.

  • Square sellers using Afterpay get paid the full amount at the time of purchase, minus a processing fee on the total order.

  • You only pay when you make a sale—there are no processing fees charged on the remaining installments or if your customer makes a late payment.

  • Afterpay rates are fixed and do not vary by subscription type, hardware, or custom pricing.

Eligibility

Eligibility for Afterpay is dependent on numerous factors, including how your business is structured and what you sell. Here are some notes to keep in mind:

  • Sellers must be in an approved merchant category

  • Sellers must be based in the United States

  • Local delivery orders not supported

  • Self-serve (QR) ordering not supported

  • Item or cart totals outside of the eligible purchase range not supported

  • Restricted digital goods or services not supported

  • Cross-border orders not supported

  • Website must be in English (we look forward to adding Spanish support for Afterpay in the future)

We'll work to expand availability of Afterpay over time to give more sellers the opportunity to enable it on their sites. Review our Afterpay Merchant Terms for more information on eligibility, merchant categories, and more.

Enable or Disable Afterpay

To enable or disable Afterpay payments on your Square Online site:

  1. From your Account & Settings page, go to Business information > Payment methods.

  2. Under Afterpay, select ••• > Edit settings.

  3. Toggle the Online option on or off, then select Save when finished.

When toggled on, you can offer Afterpay online acceptance where customers can pay for online orders between $1 to $2,000. If toggled off, customers can’t use Afterpay to check out.

Note: The setting for online payments with Afterpay is global and applies across all Square products that can also take Afterpay payments online. This includes other online platforms such as Square Online Checkout and Virtual Terminal. There isn’t a way to disable Afterpay only for Square Online at this time.

FAQ

To learn more, check out the accepting payments with Afterpay on Square Online FAQ.

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