Accept Payments with Afterpay on Square Online FAQ
Afterpay is a buy now, pay later (BNPL) service that allows customers to pay for online orders in four interest-free payments over six weeks. You get the full amount—up front.
Afterpay requires no additional integration with your Square Online site. You’ll be automatically enabled to use Afterpay so you can boost online sales, increase average cart size, and attract new customers.
Sales made using Afterpay carry only one transaction fee on the total purchase — not on each installment. There are no fees charged on the remaining installments, and no other monthly fees or activation costs. The fee for Afterpay transactions is 6% + 30¢ per order, which is the standard BNPL rate that Afterpay charges merchants.
Note: Afterpay rates are fixed, and do not vary by subscription type, hardware, or custom pricing.
Enable or Disable Afterpay
To enable or disable Afterpay payments on your Square Online site:
From your Account & Settings page, go to Business > Payment Methods.
Under Afterpay, select “...” > Edit settings.
Check or uncheck the Online option, and select Save when finished.
When checked, this option makes sure you can offer Afterpay to customers on your Square Online site. If unchecked, customers can’t use Afterpay to check out.
Note: The setting for online payments with Afterpay is global and applies across all Square products that can also take Afterpay payments online. This includes other online platforms such as Square Online Checkout and Virtual Terminal. There isn’t a way to disable Afterpay only for Square Online at this time.
Eligibility for Afterpay is dependent on numerous factors, including how your business is structured and what you sell. Here are some notes to keep in mind:
Sellers must be in an approved merchant category
Sellers must be based in the US or Australia
Sellers cannot have multiple Tax Identification Numbers (TINs)
Local delivery orders not supported at this time
Self-serve (QR) ordering not supported at this time
Item or cart totals outside of the eligible purchase range
Restricted digital goods or services not eligible at this time
Cross-border orders not supported at this time
Website must be in English (we look forward to adding Spanish support for Afterpay in the future)
We'll work to expand availability of Afterpay over time to give more sellers the opportunity to enable it on their sites. Review our Afterpay Merchant Terms for more information on eligibility, merchant categories, and more.