Square Point of Sale

Start taking payments today.

Easy to set up, easy to customise for how you run your business.

Pricing

Square Point of Sale software is free when you take payments with Square – there are no setup fees or monthly fees. Only pay when you take a payment.

Processing rate

1.6%

Per tap or insert

Hardware starting at

$65

With interest-free instalments available

Monthly fee

$0

per month when you take payments with Square.

Ask about a custom rate.

We can create custom pricing packages for some businesses that process more than $250K in card sales.

Buy now, pay later payments.

Allow customers to pay in instalments over time with Afterpay. You get paid upfront, so there’s no risk. Bring in more business in person and online.

In person

6% + 30¢

per Afterpay transaction (excl. GST)

Online

6% + 30¢

per Afterpay transaction (excl. GST)

Awarded Canstar’s Most Satisfied Customers, Merchant Services, 2021 - 2023

See what others have to say

Square AU Pty Ltd ABN 38 167 106 176, AFSL 513929. Square’s AFSL applies to some of Square AU’s products and services but not others. Please read and consider the relevant T & C’s, Financial Services Guide and PDS before using Square’s products and services to consider if they are right for you.

1.6% card present rate applies for Square Sellers who sign up on or after 30 May 2024. The rate of 1.9% will apply for Square Sellers who signed up prior to this date when using Square Reader, Square Stand or Tap to Pay, as listed in the Square Fee Schedule.

Frequently Asked Questions

  • Is Square Point of Sale really free?

    Yes. Square Point of Sale software has a free plan available. There are no setup fees or monthly software fees. You only pay a processing fee when you accept a payment.

  • What is the transaction fee for in-person payments?

    For card-present transactions, Square charges 1.6% per tap or insert. This applies to all major card types including Visa, Mastercard, EFTPOS, JCB and American Express.

  • Is custom pricing available for larger businesses?

    Yes. If your business processes over $250,000 per year in card sales, you may be eligible for custom rates. Contact the sales team to learn more.

  • Do I need to buy hardware to use Square Point of Sale?

    You can start using Square Point of Sale and simply use your phone to accept payments via Tap to Pay on iPhone or Tap to Pay on Android. Square also offers hardware starting at $65, including readers and terminals. Interest-free instalment plans are available for hardware purchases.

  • Where can I buy Square hardware in Australia?

    You can purchase Square hardware from major retailers across Australia, including JB Hi-Fi, Officeworks, Costco and Harvey Norman. Buying in-store lets you get started with Square straight away without waiting for delivery or lengthy approval processes that are common with traditional EFTPOS providers. You can find a full list of retailers and online purchase options here.

  • How fast can I set up Square?

    Square is designed for fast and easy setup. You can create an account and start accepting payments within minutes — with no complex onboarding required. Simply download the Square app and connect your hardware or use Tap to Pay to start selling with just your iPhone or Android device.

  • Is Square suitable for restaurants, cafes and bars?

    Yes. Square is built for the hospitality industry, offering tools designed specifically for cafes, restaurants and bars. Features include multi-channel menu management, table layouts, coursing, integrated kitchen display system, and self-serve kiosk ordering.

    Square is also a great fit for retailers, beauty and professional services, with specialised POS features tailored to each type of business and the way you work.

  • Does Square work without an internet connection?

    Yes. Square includes an offline mode that lets you continue taking card payments for up to 24 hours when your internet connection or Wi-Fi is unavailable. As long as you enable offline mode before losing connection, transactions made offline are stored securely and processed automatically once you reconnect. This means you can keep accepting payments anywhere and never miss a sale even if the network goes down temporarily.*

    *You can process transactions through offline payments for up to 24 hours in a single offline session. Your offline payments will be declined if you do not reconnect to the internet within 24 hours of the start of your offline payment session. By enabling offline payments, you are responsible for any expired, declined or disputed payments accepted while offline. Square is unable to provide customer contact information for payments declined while offline. eftpos-only cards, Square Gift Cards and Afterpay transactions do not work with offline payments. Offline payments are not supported on older versions of Square Reader (1st generation – v1 and v2). Learn more on identifying your contactless reader or how to enable and use offline payments.

  • Can Square scale with my growing business?

    Yes. Square is designed to be flexible and grow with your business, whether you’re adding new locations, staff, products, or managing a loyal customer group. You can manage everything in one place with centralised management tools, synced inventory and unified reporting across all sides of your business.

    Square also supports multi-location management, custom staff permissions and integrations with leading apps for accounting, marketing, reservations, eCommerce and fulfillment. This flexibility helps your business stay connected and efficient as it expands.