Square for Multi-Legal Entities Terms of Service

Effective Date: September 15, 2026

Square for Multi-Legal Entities (the “MLE Service”) provides an integrated multi-business management solution that enables a Square account holder (the “Square Account Holder”) of a merchant group to use a single Square Account for multiple legal entities (“Businesses”) or locations (“Locations”) within the merchant group.

By using the MLE Service, you agree to be bound by these terms (“Square MLE Terms”), the General Terms, the Additional Point of Sale Terms of Service, the Privacy Notice for Square Sellers and Website Visitors, and all other terms, policies, and guidelines applicable to the MLE Service or any other Square Services that you use. If you are using the MLE Service on behalf of a business, you represent that you have the authority to bind that business or entity to these terms. Defined terms have the same meaning as in the General Terms.

1. MLE Account Creation To use the MLE Service, the Square Account Holder must agree to all terms applicable to the MLE Service for the account (the “MLE Account”). To join an MLE Account, each Business must agree to all terms applicable to the MLE Service. The Square Account Holder is responsible for any subscription fees owed to Square for the MLE Service. Each Location is responsible for its own transaction fees.

We reserve the right to decline the MLE Service to any Square Account Holder or Location for any reason, in our sole discretion. Some customers may not be eligible for the MLE Service, including sole proprietorships, Businesses with non-domestic owners, and festivals with multiple vendors. Some Square products and services may not be available with the MLE Service.

2. Relationship between Square Account Holder and Locations By joining an MLE Account, you acknowledge and agree that the Square Account Holder has access to and control over (including the right to manage and delete) the MLE Account and all data in the MLE Account, including data associated with any Location. You further acknowledge and agree that the Square Account Holder (1) may assign permissions that allow a Location to view and manage its own data, (2) may assign permissions that allow a Location or other designee to view and manage the data of any Location or all Locations, and (3) may change these permissions at any time without notice to the Locations.

(a) The Square Account Holder has the ability to:

• Access and process all data and information associated with all Locations within the MLE Account, including, but not limited to, settings, menus, reporting, employees, employee permission sets, item catalog, loyalty, gift card, and customer directory;
• Manage linked bank accounts for all Locations and assign permissions that allow a Location to manage its own linked bank account;
• Create and edit tax information for all Locations and assign permissions that allow a Location to manage its own tax information;
• View and manage sales reporting for all Locations and assign permissions that allow a Location to view its own reporting;
• View all completed sales transactions for all Locations and assign permissions that allow a Location to view transactions for all Locations;
• Manage employees and team permission sets of all Locations and assign permissions that allow a Location to manage employees at its own Location;
• Manage the customer directory for all Locations and assign permissions that allow a Location or other designee to manage the customer directory for all Locations;
• Manage devices at all Locations and assign permissions that allow a Location or other designee to manage devices at all Locations;
• Manage marketing campaigns at all Locations and assign permissions that allow a Location or other designee to manage marketing at all Locations;
• Manage third party applications at all Locations and assign permissions that allow a Location or other designee to manage third party applications for all Locations;
• Manage disputes at all Locations and assign permissions that allow a Location or other designee to manage disputes for all Locations;
• Enable and control the settings associated with a loyalty program for all Locations and assign permissions that allow a Location or other designee to manage the loyalty program for all Locations;
• Manage the gift card program for all Locations and assign permissions that allow a Location or other designee to manage the gift card program for all Locations; and
• Use any other MLE Services on behalf of any Location to be offered by Square from time to time.

(b) When assigned permission by the Square Account Holder, a Location may have the ability to: Manage the linked bank account for the Location;

• Create and edit tax information for the Location;
• View sales reporting for the Location;
• View completed sales transactions for all Locations;
• Manage employees of the Location;
• Manage the loyalty program for all Locations;
• Manage the item catalog for the Location;
• Manage the customer directory for all Locations;
• Manage disputes for all Locations;
• Manage third party applications for all Locations;
• Manage marketing for all Locations;
• Manage devices for all Locations; and
• Manage gift cards for all Locations.

(c) By joining an MLE Account, you acknowledge and agree that a Location or other party designated by the Square Account Holder may have access to view certain data in the MLE Account that originates with any Location or the Square Account Holder, including, but not limited to sales transaction data.

You further you acknowledge and agree that a Location or other party designated by the Square Account Holder may have access to view and manage data in the MLE Account that originates with any Location or the Square Account Holder, including, but not limited to:

• Loyalty program data;
• Item catalog data;
• Customer directory data;
• Gift card data;
• Marketing campaign data;
• Disputes data;
• Third party application data; and
• Device data.

3. Restrictions and Limitations In addition to the restrictions in Section 3 of the General Terms, except where prohibited by law, you may not, nor may you permit any third party, directly or indirectly, to use the MLE Service outside of the United States.

4. Disclaimers The MLE Service provides the ability to use a single Square Account for multiple businesses or locations under the centralized control of the Square Account Holder. The MLE Service does not work for all business models and may not allow you to operate your business in a legally- or contractually-compliant manner. Square offers no guarantee that the MLE Service is compatible with the rights and responsibilities of Location and Square Account Holder, whether defined by applicable law or any agreement between Location and Square Account Holder. You acknowledge and agree that you are not relying on the MLE Service to satisfy any of your obligations under applicable federal or state laws, including but not limited to disclosure, registration, termination, transfer, non-renewal, or privacy requirements. The MLE Service does not create any business relationship between or among a Square Account Holder and Locations in an MLE. The relationship between the Square Account Holder and any Location in the MLE is not governed by these terms.

5. Term and Termination You or Square may terminate your participation in an MLE Account at any time. The Square Account Holder may terminate the MLE Account at any time, and you will no longer have access to the MLE Account. Each Location’s right to access and use the MLE Service is subject to the Square Account Holder’s ongoing provisioning of access to the MLE Account on the Location’s behalf.

Upon termination of participation in an MLE Account, all data shared across the MLE Account will remain accessible to the MLE Account, except as required by law or as necessary to respond to a verified consumer rights request.

6. Disputes Between MLE Account Members Any disputes between you and any other member of your MLE Account must be resolved directly by you without Square’s involvement. Square may, at its sole discretion, take action to resolve a dispute, including, but not limited to, terminating a Location, Square Account Holder, or MLE Account.