What sets Square apart.

There are a lot of reasons why Square is the best payment processor for you. It’s easy to get up and running, you can accept all major cards, get deposits as fast as the next business day, access hardware and POS software, and there are no monthly fees or unnecessary long-term contracts to worry about.


Square vs. Others

  Square Paypal Clover Shopify
Trustpilot Score* PD07519 - USEN - Stars Square V2
1,149 reviews
PD07519 - USEN - Stars PayPal
276 reviews
PD07519 - USEN - Stars Clover
1,774 reviews
PD07519 - USEN - Stars Shopify
3,183 reviews
COST Comparison        
No hidden fees/contracts
Yes
No
No
No
No chargeback fees
Yes
No
No
No
No additional fees for American Express, corporate, or international cards
Yes
No
Unclear fees.
Info only by phone.
No
Payment Features        
Tap, dip, or swipe 2.6% +15¢ (Square Free)
2.5% +15¢ (Square Plus)
2.4% +15¢ (Square Premium)
2.29% + 9¢
per transaction
Unclear fees.
Info only by phone.
2.6% + 10¢ per
transaction
(basic plan)
Online 3.3% + 30¢ (Square Free)
2.9% + 30¢ (Square Plus, Square Premium)
No
Unclear fees.
Info only by phone.
2.9% + 30¢ per
transaction
(basic plan)
Invoices 3.3% + 30¢ (Square Free)
2.9% + 30¢ (Square Plus, Square Premium)
No
Unclear fees.
Info only by phone.
No
Capabilities        
Free POS Software
Yes
No
No
No
Inventory management
Yes
No
Yes
Yes
Team management
Yes
No
Yes
Yes
Customer management
Yes
No
Yes
Yes
Free business debit card
Yes
Yes
No
No
Next day deposit
Yes
Yes
Yes
No

Why businesses choose Square.

Many businesses are drawn to the affordability and reliability of Square’s hardware and software, and the seamless integrations that support all aspects of your business.

All-in-one solution

Whether you want to take payments online, in person, on-the-go, or remotely, Square has all the software and hardware options you need.

Low, simple pricing

No monthly fees. No additional charges for international cards, business cards, disputes, you get the idea.

Get paid fast

Spend your hard earned money as soon as you make a sale through a free Square debit card. Or get your money in your account as soon as the next business day.

Know what you pay.

Accept Visa, Mastercard, Discover, and American Express all for one low rate, with no surprise fees. See deposits in your external bank account as soon as the next business day — or instantly in your free Square Checking account.

$0

per month with Square Free

2.6% + 15¢

per tap, dip, or swipe with Square Free

Getting started is simple and free.

There are no unnecessary long-term contracts or surprises—sign up now to start selling in minutes.

*TrustScore data on this page was collected on 4/7/2025 and can be found at https://www.trustpilot.com.

Competitive data on this page was collected on 4/7/2025 and is based on information found on Paypal, Shopify and Clover. This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.