Square Referral Program Terms & Conditions

Updated September 2025

These Square Referral Program Terms and Conditions, including any schedules (the “Terms”), are binding on you, including any employees, agents, or contractors acting on your behalf (“You” or “Your”) as a participant in this referral Program sponsored by Block (“We,” “Our” or “Us”).

1. Definitions

“Block” means the entity in Your applicable Territory, as specified in Exhibit A.

“Last Touch Attribution” means if a Referral Lead is eligible to be attributed to multiple campaigns or referral sources, the Referral Lead shall be attributed to the most recent campaign and/or first referral source (including, without limitation, other participants in the Program).

“Non-Qualifying Referral” means a Referral Lead (i) that currently has or previously had an account with Square or who otherwise used Square’s software within the past twelve (12) months, (ii) that Block is unable to attribute to You as the referral source, (iii) that visited Block’s Websites or the Referral Interface via another referral source per Last Touch Attribution, (iv) that self-onboarded or activated their account directly on Block’s Websites, or (v) that otherwise does not meet the requirements of a Qualifying Referral, as determined by Block’s at its sole discretion.

“Program” means the marketing referral program as described in these Terms.

“Qualifying Referral” means a Referral Lead that (i) has expected annual revenues of at least $250,000 USD or local equivalent, (ii) is new to Square when they activate their account, (iii) activates their account through a Square sales representative or account manager, (iv) passes Square’s approval and verification process, and (v) begins processing payments using Square’s software to perform a minimum of five (5) transactions during the Referral Window.

“Referral Credit” means credits toward future Square services in the amount(s) specified in Schedule 1 for each Qualifying Referral.

“Referral Interface” means the digital interface managed by Block, through which We administer the Program.

“Referral Lead” means a prospective Square customer located in the same Territory as You, either a person (i.e., sole proprietor) or commercially recognized entity, for which You have provided the business and/or entity name and current contact information through the Referral Interface.

“Referral Window” means a period of ninety (90) days from the date You submit the information pertaining to a Referral Lead through the Referral Interface.
“Square” is the business technology platform operated by Block that provides merchants with various services and software applications.

“Taxes” means any taxes, including sales, use, value-added, goods and services, consumption, or other similar taxes, telecommunications, documentary, digital services, gross receipts, withholding taxes, duties, levies, fees, excises or tariffs imposed by any federal, state, foreign, provincial or local governmental taxing authority.

“Territory” means the applicable territory specified in Exhibit A corresponding to the jurisdiction where Your business is located.

“Trademarked Terms” means any word, phrase, symbol, and/or design that identifies and distinguishes Block’s products or services from those of others. Trademark Terms include but are not limited to Block, Block-formative trademarks (such as Block Appointments), and Our domain names, such as block.xyz, square.com, and squareup.com, and misspellings of Our Trademarked Terms.

“Website” means block.xyz, squareup.com, square.com, square.ca, square.site and any other web domains and sites obtained, owned, or operated by Us.

2. Program Rules

A. Participation and Eligibility.

1. Participation as a referral source in this Program is restricted to active Square sellers in the territories specified on Exhibit A that submit Referral Leads. Employees, contractors, and subcontractors of Block are not eligible to participate as referral sources in this Program.

2. A representative of Block (i.e., a sales or account manager) will contact you with detailed instructions on accessing the Referral Interface and submitting Referral Lead information.

3. Block has sole discretion on determining eligibility and administering this Program, including determining whether a Referral Lead meets the criteria as a Qualifying Referral, determining expected annual revenues of Referral Leads, and determining the timing and amounts of any Referral Credits You receive.

B. Restrictions

1. You are prohibited from referring yourself or submitting duplicative or fictitious Referral Leads. No participant may use the Program to violate any law, infringe or violate the rights of any third party, or otherwise act in a manner that is deemed harassing, harmful, illegal, hateful, obscene or outside the spirit and intent of the Program. In addition, You may not (a) tamper with the Program or Referral Interface, (b) act in an unfair or disruptive manner, or (c) use any system, software, bot or other device to participate in or receive any benefit in the Program. Any attempt to deliberately damage or undermine the legitimate operation of the Program may be in violation of criminal and civil laws. Should such an attempt be made, Block reserves the right to seek remedies and damages (including attorney fees) to the fullest extent permitted under the law.

2. You are prohibited from using Block’s Trademarked Terms, Websites, or any other Block content for marketing or promotional purposes in connection with Your participation in this Program, including on your websites, social media (e.g. Facebook, Twitter, Instagram, Pinterest, etc.) or blogs.

3. Referral Credits

A. Payout of Commissions

1. Non-Qualifying Leads are not eligible for Referral Credits.

2. Block is not obligated to issue Referral Credits in the event of Your material breach of these Terms.

3. All agreements relating to sales and onboarding of Qualifying Referrals will be between Block and the Qualifying Referral.

4. Referral Credits will generally be posted to your Square account within ninety (90) days of verification and approval by Block.

B. Reversal Policy

We reserve the right to reverse Referral Credits due to duplicate Referral Leads, fraudulent sign-ups or orders, account deactivations or suspensions, and Program violations as outlined in these Terms. Any violations of these Terms will result in an automatic reversal and forfeiture of Referral Credits.

C. Taxes

1. Referral Credit amounts shall be inclusive of Taxes. If You are legally obligated to collect applicable Taxes imposed on the Referral Credits payable hereunder, such Taxes shall be calculated by You based on the taxable amounts for the relevant period (by location, if applicable), and separately stated on a valid, accurate and complete invoice for that period which meets applicable taxing authority invoicing requirements. Block will not be responsible to You for any additional amounts for Taxes or otherwise beyond the Referral Credit amounts payable to You.

2. You are responsible, as required under applicable law, for identifying and paying all Taxes and other governmental fees and charges (and any penalties, interest, and other additions thereto) that may be imposed on You with respect to the Referral Credits. We will not be responsible for any other Taxes, assessments, duties, permits, tariffs, fees, or other charges of any kind.

3. Block may be obligated under applicable law to report certain information to tax or revenue authorities (“Tax Information”) and/or to You with respect to Referral Credit amounts payable under these Terms. Prior to payment of the Referral Credit amounts, You shall provide Block with the necessary tax forms, tax identification details, and other tax documentation, (e.g., IRS Forms W-8 or W-9 for any United States tax reporting), to complete any applicable Tax Information reporting and recertify such documentation from time to time, as may be required by applicable law. You acknowledge and agree that Block will report to the applicable tax or revenue authorities the required Tax Information (including the total amount of payments paid to You during a relevant reporting period). You are solely responsible for ensuring that the information contained in Your tax forms, identification details, and documentation provided to Block is current, complete, and accurate.

4. If applicable, Block shall be entitled to deduct from any Referral Credits payable to You the amount of any withholding Taxes with respect to such amounts payable, or any Taxes in each case required to be withheld by Us to the extent that We pay to the appropriate governmental authority on Your behalf such Taxes. Any amounts so withheld shall be treated as having been paid for all purposes of these Terms. Upon Your presentation to Us of appropriate and timely tax forms and documentation claiming the benefits of an applicable income tax treaty to amounts payable, We agree to reduce or eliminate withholding in accordance with such treaty claim. If Block eliminates or reduces withholding tax in accordance with a treaty claim made by You and a relevant governmental taxing authority determines a higher withholding tax amount should have been paid than that which was withheld by Block., You agree to indemnify Us for the full amount of such underwithholding as well as any related penalties and interest.

4. Term; Termination & Modification

A. Term

These Terms will apply for as long as You participate in the Program, or until terminated in accordance with these Terms.

B. Termination & Modification

At any time and for any reason, Block may terminate, suspend, discontinue, modify or impose additional conditions on the Program or any feature or aspect of a Program, including terminating these Terms or suspending Your participation in the Program and/or Your access to the Referral Interface.

C. Effect of Termination

The following sections of these Terms survive and remain in effect in accordance with their terms upon termination: 3C, 5, 8, 9, and 12.

5. Confidentiality

“Confidential Information” will include, but will not be limited to, any and all information associated with Block’s business and not publicly known, including specific business information, technical processes and formulas, software, customer lists, prospective customer lists, names, addresses and other information regarding customers and prospective customers, merchant data, customer data, product designs, sales, costs, price lists, and other unpublished financial information, business plans and marketing data, and any other confidential and proprietary information, whether or not marked as confidential or proprietary or that a reasonable person would deem to be confidential based on the surrounding circumstances.

You will take all reasonable steps, at least substantially equivalent to the steps You take to protect Your own proprietary information, to prevent the duplication, disclosure or use of any such Confidential Information, other than (a) by or to Your employees, agents and subcontractors who must have access to such Confidential Information to perform Your obligations hereunder, and who will treat such Confidential Information as provided herein, and are each subject to obligations of confidentiality to such You that are at least as stringent as those contained herein; or (b) as required by any law, regulation, or order of any court of proper jurisdiction the subject matter contained in these Terms, provided that, if legally permitted, You will give the Us prompt written notice and use commercially reasonable efforts to ensure that such disclosure is accorded confidential treatment. Confidential Information will not include any information that the receiving You can prove: (x) was already in the public domain, or was already known by or Your possession, at the time of disclosure of such information; (y) is independently developed by You without use of or reference to the Confidential Information, and without breaching any provisions of these Terms; or (z) is thereafter rightly obtained by You from a source other than Us without breaching any provision of these Terms.

6. General Representations and Warranties

You represent and warrant to Us that: (a) You are an active seller on Square’s platform; (b) You are eligible to participate in the Program and have the right, power, and ability to enter into and perform under these Terms; (c) any information You provide in connection with the Program, including Your business name and the information pertaining to any Referral Lead, is accurate and complete; (d) You have consent from each Referral Lead to provide their business and contact information; (e) You will comply with all applicable laws, rules, and regulations, including but not limited to regulations on electronic commercial messages; (f) You will not use the Program, directly or indirectly, for any fraudulent undertaking or in any manner so as to interfere with the operation of the Program; (g) You shall not perform any activities under this Program outside of Your Territory; and (h) Your participation in the Program will be in compliance with these Terms.

7. NO WARRANTIES

THE PROGRAM AND REFERRAL INTERFACE ARE PROVIDED “AS IS” WITHOUT REPRESENTATION OR WARRANTY, WHETHER IT IS EXPRESS, IMPLIED, OR STATUTORY. WITHOUT LIMITING THE FOREGOING, BLOCK SPECIFICALLY DISCLAIMS ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

8. LIMITATIONS OF LIABILITY AND DAMAGES

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL BLOCK OR ITS AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, THAT RESULT FROM THE USE OF, INABILITY TO USE, OR UNAVAILABILITY OF THE REFERRAL INTERFACE. IN ALL CASES, BLOCK WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE THAT IS NOT REASONABLY FORESEEABLE.

UNDER NO CIRCUMSTANCES WILL BLOCK BE RESPONSIBLE FOR ANY DAMAGE, LOSS, OR INJURY RESULTING FROM HACKING, TAMPERING, OR OTHER UNAUTHORIZED ACCESS OR USE OF THE REFERRAL INTERFACE OR THE INFORMATION SUBMITTED THROUGH THE REFERRAL INTERFACE.

9. Indemnification

You will indemnify and hold harmless Block against all claims, suits, costs, damages liabilities, expenses (including court costs and reasonable attorney’s fees), assessments (including Taxes, interest, and penalties), settlements and judgments incurred, claimed or sustained by third parties for: (A) any actual or alleged breach of Your representations, warranties or obligations set forth in these Terms; (B) breach of a third party’s intellectual property rights; (C) Your wrongful or improper participation in this Program; (D) Your violation of any law; (E) Your failure to pay Taxes with respect to amounts payable to You under these Terms.

10. Operations Outside United States

If You are conducting business in or taking orders from persons in other countries, You will follow the laws of those countries. For example, You will comply with the European Union’s Privacy and Electronic Communications Directive if You are conducting business in or taking orders from persons in one or more of the European Union countries.

11. Assignment

These Terms, and any rights granted hereunder, may not be transferred or assigned by You. Any attempted transfer or assignment will be null and void.

12. Governing Law

These Terms will be governed by the laws of the Territory applicable to you, as specified on Exhibit A.

13. Merger Clause

These Terms are a complete statement of the agreement between You and Block regarding the Program. In the event of a conflict between these Terms and any other Block agreement or policy, these Terms will prevail and control the subject matter of such conflict. If any provision of these Terms or any additional term is invalid or unenforceable under applicable law, then it will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect. These Terms do not limit any rights that We may have under trade secret, copyright, patent, or other laws. No waiver of any term of these Terms will be deemed a further or continuing waiver of such term or any other term.

SCHEDULE 1 Referral Credit Structure

*Or local equivalent

** Important Information **

Expected annual revenues will be determined by Block at its sole discretion.

All Referral Credits will be added to your Square account balance for use toward future Square software and payment processing services.

EXHIBIT A Block Entity, Territory, and Governing Law