Fee Schedule

1. Card present transaction (e.g., Chip and PIN or contactless) fees:

1.75% + VAT

2. Card-not-present transaction fees:

Online payment products:

  • 1.4% + 25c + VAT per EEA and UK card transaction
  • 2.9% + 25c + VAT per UK/non-EEA card transaction

All other payment products:

  • 2% + VAT or 2.5% + VAT per card transaction
Payment Method EU & EEA Cards UK/Non-EEA Cards
Square Online 1.4% + 25c + VAT 2.9% + 25c + VAT
Online Checkout 1.4% + 25c + VAT 2.9% + 25c + VAT
eCommerce API and SDK 1.4% + 25c + VAT 2.9% + 25c + VAT
Purchases of Digital Gift Cards 1.4% + 25c + VAT 2.9% + 25c + VAT
Invoices 2.5% + VAT 2.5% + VAT
Virtual Terminal 2.5% + VAT 2.5% + VAT
Manually keyed-in on Square POS app 2% + VAT 2% + VAT
Card on File 2.5% + VAT 2.5% + VAT

Understanding Square’s Pricing

Square’s flat fees include all fees and charges applied by card issuers, the Networks and the Acquirer to Square, including interchange fees.

Default interchange fees are set by the Networks (to review current default interchange fees, check out the MasterCard and Visa websites), but may differ based on a Card’s issuer, category or brand. While interchange fees vary, they are capped in the Republic of Ireland at 0.3% for credit cards and 0.1% for debit cards (in respect of the annual overall transaction value within each Network). By deducting the relevant interchange fees from Square’s flat fees for a given transaction, you may assess the value of Square’s fees to Square.