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Accepted Cards

Square works with any Australian-issued and most international chip cards or magstripe cards with a Visa, Mastercard or American Express logo, as well as bank-issued eftpos chip cards. Square also supports mobile wallets such as Apple Pay, Google Pay, and Samsung Pay.

The following card types are accepted:

  • Credit

  • Corporate

  • Debit

  • Prepaid

  • Rewards

Square processes all cards with the same standard rate:

Accept eftpos Chip Cards

The Square app can process eftpos chip cards in conjunction with the Square contactless and chip card reader or directly on Square Stand, Square Terminal, or Square Register. Cardholders will be prompted to select their preferred account, and enter their PIN when the card is inserted. For more information about accepting eftpos cards, please visit our Support Centre.

Accept Mobile Wallet Cards

Apple Pay, Google Pay and Samsung Pay are acceptable contactless payments.

Accept Prepaid Cards

The Square Point of Sale app can process prepaid cards with any of the logos above at our low 1.9% per transaction rate for tapped, inserted or swiped transactions and 2.2% per transaction for manually entered payments. Invoices can also be paid with prepaid cards. Each paid Square Invoice costs 2.2% per transaction. All Square API payments cost 2.2% per transaction.

Keep in mind prepaid cards processed via tap, insert or swipe through Square Terminaland Square Register will have a 1.6% fee per transaction.

Accept International Cards

Square can process most internationally-issued cards with a Visa, Mastercard or American Express logo. You can process international cards via manual entry. The Square Chip Card Reader has two slots: one for chip cards and a second for magnetic stripe cards, which allows you to accept international cards. The majority of cards transactions will prompt your customer for a PIN, however you may be prompted for a signature if you process an international card.

To manually process an international card, enter the card number, expiration date and CVV.

Keep the following in mind when processing international cards:

  • While most internationally-issued cards are accepted, processing them is subject to issuer approval. If you experience issues processing an internationally-issued card, have the cardholder contact their issuer.

  • Cardholders may be charged for currency conversion by their card issuer since payments must be processed in your country’s official currency.

  • In order to process payments, you need to be located in the country where you activated your Square account.

Learn more about: Payment Processing