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Accepted Cards

Square works with any Australian-issued and most international chip cards or magstripe cards with a Visa, MasterCard or American Express logo, as well as bank-issued EFTPOS chip cards.

The following card types are accepted:

  • Credit
  • Corporate
  • Debit
  • Prepaid
  • Rewards

Square processes all cards with the same standard rate.

Accept EFTPOS chip cards

The Square Point of Sale app can process EFTPOS chip cards in conjunction with the Square contactless and chip card reader or directly on Terminal. Cardholders will be prompted to select their preferred account, and enter their PIN when the card is inserted. For more information about accepting EFTPOS cards, please click here

Accept Prepaid Cards

The Square Point of Sale app can process prepaid cards with any of the logos above at our low 1.9% per-transaction rate for tapped, inserted or swiped transactions and 2.2% for manually entered transactions. Invoices can also be paid with prepaid cards. Each paid Square Invoice costs 2.2%. All Square API payments cost 2.2%.

Keep in mind prepaid cards processed via tap, dip or swipe through Square Terminal will have a 1.6% fee.

Accept International Cards

Square can process most internationally-issued cards with a Visa, MasterCard or American Express logo. You can process international cards via manual entry. The Square Chip Card Reader has two slots – one for chip cards and a second for magnetic stripe cards, which allows you to accept international cards. The majority of cards transactions will prompt your customer for a PIN, however you may be prompted for a signature if you process an international card.

To manually process an international card, enter the card number, expiration date and CVV.

Keep the following in mind when processing international cards:

  • While most internationally-issued cards are accepted, processing them is subject to issuer approval. If you experience issues processing an internationally-issued card, have the cardholder contact their issuer.
  • Cardholders may be charged for currency conversion by their card issuer since payments must be processed in your country’s official currency.
  • In order to process payments, you need to be located in the country where you activated your Square account.