A Square vs. SumUp comparison.

Who’s the best all-in-one payment provider for you?

Tools and solutions that connect every side of your business.

Use Square to power your business whether you need to reach more customers, manage your business or sell in more places.

Square is the fast and easy way to sell online and in person.

Set up a free online store and integrate with one of our shipping partners.

Send an unlimited number of invoices, estimates or recurring invoices to request payments for goods & services.

Track employees, inventory and sales all for free using Square POS Software.

Keep new and existing customers coming back with Marketing & Loyalty tools that grow your business.

Simplify your day with our web-based appointment scheduling software and app.

Get your money deposited in your bank account as fast as the next working day or instantly for a fee.


How Square compares to SumUp*

Trustpilot scores Square: 4.2 Sumup: 3.1
Cost comparison    
In person processing fee 1.75% 1.69%
No chargeback fees
Yes
No
No additional fees for American Express
Yes
Yes
Custom pricing
Yes
Yes
Next business day transfer as standard
Yes
No
Instant transfer - access funds in minutes (for a fee)
Yes
No
In-person payments    
Free POS App
Yes
Yes
Free POS Software
Yes
from £29/mo + VAT with Goodtill
No POS subscription contracts
Yes
1 year min. contract
All-in-one till system with customer display and built-in software
Yes
No
Countertop iPad stand with built-in card reader
Yes
No
Portable card machine with built-in receipt printer & free, pre-installed POS software
Yes
Yes
Physical gift cards
Yes
No
Offline mode Yes with Square Terminal
Yes
Online and remote payments    
Free online store
Yes
Yes
Website templates
Yes
No
Online ordering for Restaurants
Yes
No
Photo Studio app for item library and online store
Yes
No
Payment links
Yes
Yes
Invoices
Yes
Yes
Virtual Terminal to take payments over the phone or on your computer
Yes
Yes
e-Gift Cards
Yes
Yes
Solutions designed for you    
Bespoke Retail POS System
Yes
Yes
Bespoke Restaurant POS System
Yes
Yes
Bespoke POS System for Appointments-based businesses
Yes
No
Kitchen Display System
Yes
Yes
Loyalty programme software
Yes
Yes
Email marketing software
Yes
No
Team management
Yes
Yes
Inventory management
Yes
Yes
Connects with 100+ apps in the app marketplace including popular accounting, order ahead, eCommerce and booking platforms
Yes
No
25+ APIs for custom online, mobile and in-person workflows
Yes
No
Dedicated 24/7 priority customer support team and phone line. Available on Paid Plans for Square for Restaurants, Square for Retail and Square Appointments and for Square Register and Square Terminal users
No

Competitive data on this page was collected as of 21 June 2022 and it is based on information found on sumup.co.uk. This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.

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Four things you can depend on with Square.

Whether you need business tools and solutions for your retail store, quick-service restaurant, beauty salon, or on-the-go jobs, Square offers the reliability and ease of use every business needs.

Hardware for selling anywhere.

Reliable and secure hardware for every type of business.

Square Reader

Take contactless and chip and PIN card payments anywhere with a card reader that pairs directly with your device.

Square Terminal

Take payments, print receipts and run your business with a powerful and portable payment terminal.

Square Register

Get an all-in-one POS register with a dedicated customer display that lets you start selling straight out of the box.

Square Stand

Turn your iPad into a professional point of sale and take every type of payment, with a built-in card reader to match.

Frequently Asked Questions

(by people thinking about switching from SumUp to Square)

Resources

How Square works

Square connects all sides of your business with easy to use tools designed to give you time to focus on what you do best.

Compare Square

Learn more about how Square stacks up against other payment providers and business solution tools.

Business glossary

Learn everything you need to know about starting, running and growing your business with our Square Business Glossary.