A Square vs SumUp comparison

Who’s the best all-in-one payment provider for you?

Tools and solutions that connect every side of your business.

Use Square to power your business whether you need to reach more customers, manage your business or sell in more places.

Square is the fast and easy way to sell online and in person.

Set up a free online store and integrate with one of our delivery partners.

Send an unlimited number of invoices, estimates or recurring invoices to request payments for goods & services.

Track employees, inventory and sales all for free using Square POS Software.

Keep new and existing customers coming back with Marketing & Loyalty tools that grow your business.

Simplify your day with our web-based appointment scheduling software and app.

Get your money deposited in your bank account as soon as the next working day.


How Square compares to SumUp*

Trustpilot scores Square: 4.3 SumUp: 3.9
Cost comparison    
In-person processing fee 1.75% + VAT 1.69%
No chargeback fees
Yes
€10 each
No additional fees for American Express
Yes
Yes
Custom pricing
Yes
Yes
No hardware rental fees
Yes
Yes
In-person payments    
Free POS app
Yes
Yes
Free POS software
Yes
POS Lite only
No POS subscription contracts
Yes
1 year min. contract
All-in-one till system with customer display and built-in software
Yes
No
Countertop iPad stand with built-in card reader
Yes
No
Portable card machine with built-in receipt printer & free, pre-installed POS software
Yes
Yes
Offline mode Yes with Square Terminal and Square Register
Yes
Online and remote payments    
Free online store
Yes
Yes
Website templates
Yes
No
Online ordering for restaurants
Yes
No
Photo Studio app for item library and online store
Yes
No
Payment links
Yes
Yes
Invoices
Yes
Yes
Virtual Terminal to take payments over the phone or on your computer
Yes
Yes
eGift Cards
Yes
Yes
Solutions designed for you    
Bespoke Retail POS system
Yes
Yes
Bespoke Restaurant POS system
Yes
Yes
Bespoke POS System for appointments-based businesses
Yes
No
Kitchen Display System
Yes
Yes
Loyalty programme software
Yes
Yes
Email marketing software
Yes
No
Team management
Yes
Yes
Inventory management
Yes
Yes
Connects with 100+ apps in the app marketplace including popular accounting, order ahead, eCommerce and booking platforms
Yes
No
25+ APIs for custom online, mobile and in-person workflows
Yes
No
Dedicated 24/7 priority customer support team and phone line Available on Paid Plans for Square for Restaurants, Square for Retail and Square Appointments and for Square Register and Square Terminal users
No

*Competitive data on this page was collected as of 27th April 2023 and it is based on information found on sumup.com/ie. This information is subject to change or update without notice. Square does not make any representations as to the completeness or accuracy of the information on this page.

Create your free account today.

Four things you can depend on with Square.

Whether you need business tools and solutions for your retail store, quick-service restaurant, beauty salon or on-the-go jobs, Square offers the reliability and ease of use every business needs.

Hardware for selling anywhere.

Reliable and secure hardware for every type of business.

Square Reader

Take contactless and chip and PIN payments anywhere with a card reader that pairs directly with your device.

Square Terminal

Take payments, print receipts and run your business with a powerful and portable payment terminal.

Square Register

Get an all in one POS register with a dedicated customer display that lets you start selling right out of the box.

Square Stand

Turn your iPad into a professional point-of-sale and take every kind of payment with a built-in card reader to match.

Frequently asked questions

(by people thinking about switching from SumUp to Square)