Square Debit Card FAQ

Square Debit Card is free to order and has no monthly fees, minimum balance fees, overdraft fees, or any other recurring fees. Read more about Square Debit Card.
Square’s payment processing fees are separate and still apply.

You will automatically receive a Square Debit Card, when you open a Square Checking account.
To open a Square Checking account, visit the Balance section of your online Dashboard or Square app. Keep in mind that Square Debit Card is associated with only one location.

You can spend funds with your Square Debit Card internationally anywhere Mastercard® debit cards are accepted (including in-person, online, and at ATMs).

Square Debit Card can be used at any ATM that accepts Mastercard® debit cards. The maximum amount which can be withdrawn at an ATM is $500 per transaction, $1,000 per day, $1,000 per week, $2,000 per month. Learn more about spending limits.
Note: Square does not charge you any ATM fees, but ATM providers may charge you a fee when you make withdrawals.

The Square Debit Card is issued to the Square account owner. While we are not able to change the name associated with your Square account, you are able to create a new Square account with the name of the person you’d like to have on the Square Debit Card.

Transactions can be declined for a number of reasons. Some of the most common reasons are: insufficient funds in your Square Checking balance, ATM limit reached, suspected fraud payment, unactivated Square Debit Card, or incorrect billing zip code or CVC.
Keep in mind, you can link a debit card to instantly add funds to your Square Checking balance — so you’re always ready for purchases on your Square Debit Card, regardless of your daily sales. Learn more about adding funds to your Square Checking balance.

If you ordered a Square Debit Card prior to Feb 2019, it did not ship with contactless. In case you want a contactless Square Debit Card, please place a new Square Debit Card order.

You are not currently able to link Square Debit Card as your debit card in peer-to-peer payment services.

You can deactivate your Square Debit Card right from the Square app. To do so:

1. Open your app and go to Balance > Checking.
2. Tap Get help with Checking and select from the options listed.
   In case you need to, you can order a new card by selecting I lost my card, My card was stolen, or I never received my card.

Square may sometimes decline suspicious transactions in order to protect your account. When this happens, Square will reach out to you to request additional information. We will review it and get back to you within two days. During this time, your card may be locked from making further transactions.

In order to keep your Square account safe, our team ensures detecting any suspicious account activity. If we determine a suspicious account activity we will reach out to you via SMS notification to your registered phone number with Square. Once you receive our SMS notification you will need to contact us via phoneat your earliest convenience to proceed with the account review.