Accept ACH Invoice Payments with Square
Automatic Clearing House (ACH) is a network for electronic funds transfers among US financial institutions. ACH bank transfers have a lower processing fee — just 1% with Square Invoices using ACH bank transfer.
Important Details About ACH
ACH payments take up to 3-5 business days to process.
ACH bank transfers have a minimum fee of $1 per transaction.
The ability to cancel or refund a pending ACH payment is not available at this time.
ACH bank transfer does not support partial payments at this time.
If ACH is enabled, you'll be unable to set up payment schedules. Uncheck ACH as a payment method to set up a payment schedule for the invoice.
Create an ACH Invoice from Square Dashboard
From Square Invoices in your online Square Dashboard, select Send an invoice.
Select or add a customer, then select a frequency.
Add items to your invoice, then choose to charge immediately or schedule for a future date.
Under Payment method, enable ACH bank transfer.
Choose to share via Email or Manually, and add additional recipients as needed.
Use the default reminders or click Edit reminders to change.
Preview, Save as Draft, or Send the invoice.
Create an ACH Invoice from the Square Point of Sale App
Open the Square app and tap Invoices in the navigation menu.
Tap Create Invoice.
Select or add a customer.
Add items to your invoice, then choose to charge immediately or schedule for a future date. Set this invoice as recurring or send one time.
Under Payment method, tap Payment methods accepted and enable ACH bank transfer.
Preview the invoice, then tap Send.