Accept Afterpay payments with Square
- Account owners or team members with the account and settings permission to configure checkout settings can enable Afterpay.
- Account owners or team members with the checkout permission to take payments can charge a payment with Afterpay.
- Set permissions in Square Dashboard.
About accepting Afterpay
Buy now, pay later — or BNPL — is a payment option where a customer pays off a purchase over time while sellers get paid the full amount immediately. With Afterpay, customers pay in four interest-free installments over six weeks.
Before you begin
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When customers pay with Afterpay, you will receive the full payment upfront and at no risk to your business.
Afterpay in 4 can be used for in-person purchases up to $2,000.
Accept Afterpay with Square Invoices can be used by qualified customers to pay for invoices between $400 to $4,000 in monthly installments over 6 or 12 months.
Afterpay makes an instant approval decision at the time of purchase based on the specific consumer and the order, which may result in a customer’s order being declined at the time of transaction. This will be communicated to customers within their Afterpay app.
To process Afterpay in-person transactions, customers must tap their Afterpay Card via their digital wallets such as Apple Pay, Google Pay, or Samsung Pay.
Enable Afterpay payments
- Sign in to Square Dashboard and go to Settings > Account & settings > Payments > Payment methods.
- Next to Afterpay, click (•••) > Edit.
- Toggle on In Person.
- Click Save.
Accept Afterpay payments in-person
Once you've enabled Afterpay, you can accept payments as you normally would with any other payment option. To start:
Add items to the cart or enter a custom amount. The total transaction must be between $1.00 and $2,000.
Tap Review sale > Charge.
The customer can open their digital Afterpay Card and tap their mobile device to Square hardware or compatible device, if using Tap to Pay.
Send a digital receipt via text or email, or print the receipt as proof of purchase.
The customer will see the transaction via their Afterpay app starting with SQ*. If your customer requires assistance with their Afterpay account, refer them to the Afterpay Help Center. They can also message the Afterpay Support Team via their app.