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Accept Clearpay payments with Square

Who is this article for?
  • Account owners or team members with the account and settings permission to configure checkout settings can enable Clearpay.
  • Account owners or team members with the checkout permission to take payments can charge a payment with Clearpay.
  • Set permissions in Square Dashboard.

About accepting Clearpay

Buy now, pay later — or BNPL — is a payment option where a customer pays off a purchase over time while sellers get paid the full amount immediately. With Clearpay, customers pay in four interest-free instalments over six weeks.

Before you begin

  • When customers pay with Clearpay, you will receive the full payment upfront and at no risk to your business.

    • Clearpay in 4 can be used for in-person purchases up to £1,000.

  • Clearpay makes an instant approval decision at the time of purchase based on the specific consumer and the order, which may result in a customer’s order being declined at the time of transaction. This will be communicated to customers within their Clearpay app.

  • To process Clearpay in-person transactions, customers must tap their Clearpay Card via their digital wallets such as Apple Pay, Google Pay or Samsung Pay.

Your business must be in an approved merchant category to enable Clearpay. To see if you’re eligible for Clearpay and to enable it for your business, log in to Square Dashboard and review your Payment Methods. For more information, review our Clearpay Merchant Terms.

Enable Clearpay payments

From Square Dashboard

  1. Sign in to Square Dashboard and go to Settings > Account & settings > Payments > Payment methods.
  2. Next to Clearpay, click (•••) > Edit.
  3. Toggle on In Person.
  4. Click Save.

From Square Point of Sale app

  1. Sign in to your Square app and tap ≡ More > Settings > Checkout > Payment types.
  2. Tap Configure Clearpay to be directed to Square Dashboard via a web browser.
  3. Toggle on In Person.
  4. Tap Save.

Accept Clearpay payments in-person

Once you've enabled Clearpay, you can accept payments as you normally would with any other payment option. To start:

  1. Add items to the cart or enter a custom amount. The total transaction must be between £1.00 and £1,000.

  2. Tap Review sale > Charge.

  3. The customer can open their digital Clearpay Card and tap their mobile device to Square hardware or compatible device, if using Tap to Pay.

  4. Send a digital receipt via text or email, or print the receipt as proof of purchase.

The customer will see the transaction via their Clearpay app starting with SQ*. If your customer requires assistance with their Clearpay account, refer them to the Clearpay Help Centre. They can also message the Clearpay Support Team via their app.

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