What payment details do I need to collect from my customer to key-in a payment?
You’ll need the following information to accept a payment with Virtual Terminal:
- Card number
- Expiration date
- Billing Postal Code
We also provide you a field to include a note for your records, with a length of up to 60 characters. If your customer has requested a digital payment confirmation, you can provide their email or cell phone number. This will be used to automatically send your customer a customized digital payment confirmation of the transaction.
Note: The note field is for your records and you should not record personal, card or other sensitive information in that field.
Can I use virtual Terminal on my mobile device to swipe, insert, or tap payments?
You can key-in transactions through Virtual Terminal. To swipe payments, download Square Point of Sale. Square Point of Sale is designed to accept payments on a mobile device. If you have not done so already, download the Square app and request a Square Reader to take card payments on an iOS or Android device.
How do I see transactions processed through Virtual Terminal?
Transactions processed through Virtual Terminal will appear as card transactions in your Sales reports. In your Transaction Status report, the source will appear as “Terminal.”
Should I provide an email or a cell phone number for my customer?
You should only provide a customer email or cell phone number if your customer has requested a digital receipt. This email or cell phone number will be used to automatically send your customer a digital payment confirmation of the transaction.
How can I process a refund for a transaction taken through Virtual Terminal?
You can process refunds directly from your Square Dashboard or your Square app in the same way as any other payment. For more information follow these instructions.
Can my employee access Virtual Terminal if they do not have access to Square Dashboard?
Employees need to have access to Dashboard to use Virtual Terminal. Should you prefer limiting their access to taking payments, follow these steps:
- Log in to Dashboard, and navigate to Roles.
- Toggle on the Access Dashboard.
- Select Take Payments With Virtual Terminal for roles you want to grant access.
How is Virtual Terminal different from using Invoices?
You can use both Invoices and Virtual Terminal to bill your customers via the Square Dashboard. Invoices are ideal for merchants who don’t need to instantly collect payment, and want to bill their customers via email. Virtual Terminal is suited for sellers who want to immediately charge their customers remotely for orders received over the phone or online.
Does Virtual Terminal work with Card on File?
Virtual Terminal does not currently support Card on File. In the meantime, you can use Invoices with Card on File for recurring payments processed through your computer.