Accept Afterpay payments with Square Point of Sale
- Sellers with the account and settings permission to configure checkout settings can enable Afterpay.
- Sellers with the checkout permission to take payments can charge a payment with Afterpay. Set permissions in Square Dashboard
About accepting Afterpay on Square POS
Buy now, pay later — or BNPL — is a payment option where a customer pays off a purchase over time while sellers get paid the full amount immediately. With Afterpay, customers pay in four interest-free installments over six weeks.
In-person payments with Afterpay are available for transactions of up to $2,000 with Square Point of Sale, Square Retail POS, Square Restaurants POS, Square Appointments POS, Square Invoices, Square Virtual Terminal, and on connected Square Terminal with Virtual Terminal.
Before you begin
When customers pay with Afterpay, you will receive the full payment upfront and at no risk to your business.
Afterpay can be used for in-person purchases up to $2,000. All remaining payments are handled entirely by Afterpay. If your customer is late or misses a payment, it doesn’t affect your business.
Afterpay makes an instant approval decision at the time of purchase based on the specific consumer and the order, which may result in a customer’s order being declined at the time of transaction. This will be communicated to customers within their Afterpay app.
To process Afterpay in-person transactions, customers must tap their Afterpay Card via their digital wallets such as Apple Pay, Google Pay, or Samsung Pay.
Enable Afterpay payments
- Sign in to your Square Dashboard and go to Settings > Account & Settings.
- Click Business information > Payment methods.
- Next to Afterpay, click (•••) > Edit.
- Toggle on In Person.
- Click Save.
Accept Afterpay payments in-person
Once you've enabled Afterpay, you can accept payments as you normally would with any other payment option. To start:
Add items to the cart or enter a custom amount. The total transaction must be between $1.00 and $2,000.
Tap Review sale > Charge.
The customer can open their digital Afterpay Card and tap their mobile device to Square hardware or compatible device, if using Tap to Pay.
Send a digital receipt via text or email, or print the receipt as proof of purchase.
The customer will see the transaction via their Afterpay app starting with SQ*. If your customer requires assistance with their Afterpay account, refer them to the Afterpay Help Center or they can also message the Afterpay Support Team via their app.