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Afterpay and Square

Afterpay is a buy now, pay later (BNPL) payment option that allows customers to pay for their purchases in four interest-free installments. Merchants get paid in full – immediately. With Square, you can process Afterpay payments:

Online

Afterpay requires no additional integration with your Square Online website. You’ll be automatically enabled to use Afterpay so you can boost online sales, increase average cart size and attract new customers.

You can also accept Afterpay payments via Square Online Checkout. Eligible sellers are automatically able to use Afterpay when they create a payment link with Square Online Checkout, allowing customers to select Afterpay as a payment method at checkout.

Learn more via our Square Webinars: Afterpay YouTube video.

In-Person

Your Square hardware—including Square Register, Square Terminal, Square Stand and Square Reader for Contactless and Chip—will allow customers to pay for in-person goods and services using their Afterpay Card via Apple Pay, Google Pay or Samsung Pay.

Set up is easy, all you have to do is enable Afterpay in-person within your online Square Dashboard and you are ready to begin accepting Afterpay. No additional integration is required.

Afterpay acceptance is currently available In-Person with Square Point of Sale, Square for Retail, Square Appointments, Square for Restaurants and Virtual Terminal.

Learn more about processing Afterpay payments via our Square Online FAQ, In-Person FAQ or watch our YouTube video below.

Features

  • Give your customers more payment flexibility at checkout and see how your online and in-person sales can grow.

  • Afterpay customers spend 40% more per transaction and shop 50% more frequently than traditional customers.

  • Afterpay drives new business for merchants by sending out over 1M referrals globally every day.

Promotional Period

There are no monthly fees or startup costs to start processing Afterpay with Square. You only pay processing fees when you make a sale. To help you start using Afterpay in-person, you will be able to test out Afterpay across select Square products at a discounted rate.

Product Promotional pricing Standard pricing after promo
In-person (Including Square POS, Retail POS, Restaurants POS, and Appointments POS) 2.6% + 10¢ Through September 10th, 2022
Virtual Terminal 3.5% +10¢ remote payments or 2.6% + 10¢ in person payments Through July 29th, 2022
Square Online 6% + 30¢ -
Square Online Checkout 2.9% + 30¢ Through July 29th, 2022

After our promotions, Afterpay processing fees will be 6% + 30¢ across Square Online and In-Person.

Note: Afterpay rates are fixed and do not vary by subscription type, hardware, or custom pricing.

Enable or Disable Afterpay

To enable or disable Afterpay for in-person transactions on Square POS app and Square Appointments app, you can enable/disable Afterpay directly from your app or online Square Dashboard.

If you're using Square for Retail POS, Square for Restaurants POS or Virtual Terminal, you will need to visit Payment Methods via a web browser to enable/disable Afterpay.

Square Dashboard

  1. Go to Account & Settings from your online Square Dashboard.
  2. Click Business > Payment Methods.
  3. Next to the Afterpay payment method, click ••• then Edit settings.
  4. Toggle the In-Person setting on/off.

Note: Once you’ve enabled Afterpay in-person, customers can pay via their Afterpay Card on Square POS, Appointments POS, Retail POS, and Restaurants POS.

Square Dashboard - Account Settings - Payment Methods - AU

Square App

To enable or disable Afterpay for in-person transactions on Square POS app and Square Appointments app, you can enable/disable Afterpay directly from your app or online Square Dashboard.

From your Square POS app or Square Appointments app:

  1. Tap ≡ More > Settings > Checkout > Payment.
  2. Under All payment types, tap Configure Afterpay. You will be directed to your dashboard via a web browser.
  3. Toggle the In-person setting on/off.

If you’re using Square for Retail POS, Square for Restaurants POS or Virtual Terminal, visit the Payment Methods setting from your online Square Dashboard to enable/disable Afterpay.

Square POS App - Settings - Payment - Afterpay - AU

Once you've enabled Afterpay in-person, customers can pay via their Afterpay Card on Square POS, Appointments POS, Retail POS, and Restaurants POS. When you enable

To see if you are eligible for Afterpay, visit our Square Online eligibility and In-Person eligibility.

Afterpay and Square FAQ

Learn more about processing Afterpay via our Square Online FAQ or In-Person FAQ.

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