Preguntas frecuentes sobre cuentas bancarias
Accepting pagos is the core of running your business with Square, so it’s imperative to Square that you have control over your funds. Below are the most common questions from merchants when linking or editing their bank account with Square. Please review the information below if you’re having trouble linking or editing your bank account.
How do I see which bank account I have linked to Square?
View your linked bank account from your Panel de Datos Square en línea. We’ll also send you an email confirming any transfers with the last three digits of the account we transferred to.
How do I edit my bank account?
Can I accept payments with Square before I have a linked bank account?
Yes! You’ll be able to accept payments through your Square account while you’re waiting for your bank account to verify. Any payments you accept during this time will remain in your Square balance until your bank account is linked. Once the verification process is complete, Square will send all funds in your Square balance to your bank account within 36 hours.
What if I’m updating my linked bank account?
We’ll continue to send transfers to your currently linked account until your new bank account is verified. If you’d like to unlink your current bank account, contáctenos. This will allow your transfers to remain in your Square balance until your new account is verified.
Can I link a prepaid bank account to Square?
No, Square requires a transactional bank account that allows for transfers and withdrawals (in case of refunds or devoluciones de cargos. Prepaid cards or online-only accounts, like PayPal, aren’t supported.
Can I link my Square POS account to my Cash App to receive transfers?
Using your Cuenta de Cash App y número de enrutamiento you have the ability to receive transfers directly from your Square POS account into your Cash App.
Please note: This is only available for standard transfers (not instant transfers).
What is Square’s bank linking process?
You can choose to link a transactional bank account to your Square account during account creation or at a later time from your Panel de Datos Square en línea and the Square app. Once you provide Square with your bank information, we’ll verify that we can communicate with the account by sending and then debiting a small amount to and from your account (resulting in no difference to your balance). Be sure you have at least $1.00 in your bank account before attempting to link it to Square to ensure verification goes smoothly.
Learn more about cómo asociar su cuenta bancaria.
How long will it take to receive my first transfer?
The bank account linking and verification process usually takes a few minutes, but for some banks it can take up to 4 business days. After your account is fully verified, we’ll send transfers according to your transfer schedule. Obtenga información sobre cómo comprobar el estado de verificación de su banco.
What are Square’s transfer schedule options?
With Square’s automatic transfer schedule, Next-Business-Day are usually transferred to your bank account within 36 hours of the transaction. If you’ve set a custom close of day time, transfers can be sent 1-2 business days from the time of the transaction. Learn about your opciones del calendario de transferencias.
Why don’t I see a recent transfer in my bank account?
If your bank account is linked and completely verified, you should see transfers in your bank account within 1-2 business days depending on su calendario de cierre del día. Check your Panel de Datos Square en línea or the Balance section of the Square app to see if we’ve sent your transfer or leer más sobre las transferencias faltantes.
Why did my bank verification fail and what should I do about it?
Bank verification can fail for a number of reasons: if your bank account is non-transactional and we can’t transfer and debit from it, if you have insufficient funds in your bank account when we try to verify the account, or if there was a typo entered when you input your bank information. Your bank may also require an número ACH de Square. If your bank failed due to any of the reasons above, obtener más información sobre cómo solucionar una verificación bancaria con error.
How do I link different bank accounts to each of my business locations?
To asociar una cuenta bancaria diferente para cada ubicación del negocio, you’ll need to visit Locations in your Panel de Datos Square en línea. From here, select a location. Under Bank Information, click Add a New Bank Account and enter the requested information. Make sure to click Save.