Accept Payments with Afterpay on Square Online Checkout FAQ
Afterpay is a buy now, pay later (BNPL) service that allows customers to pay for online orders in four interest-free payments over six weeks. You get the full amount—up front.
Eligible sellers are automatically able to use Afterpay when they create a payment link with Square Online Checkout, allowing customers to select Afterpay as a payment method at checkout. Sellers will receive the full amount up front. Learn more about how Afterpay works on their website.
Enabling Afterpay with Square is free—there are no monthly fees or startup costs. The Afterpay processing fee is 6% + 30¢ per Afterpay sale.
Square sellers using Afterpay get paid the full amount at the time of purchase, minus a processing fee on the total order.
You only pay when you make a sale—there are no processing fees charged on the remaining installments or if your customer makes a late payment.
Afterpay rates are fixed and do not vary by subscription type, hardware, or custom pricing.
Enable or Disable Afterpay
To enable or disable Afterpay payments on your Square Online Checkout payment links:
From your Account & Settings page, go to Business information > Payment methods.
Under Afterpay, select ••• > Edit settings.
Toggle the Online option on or off, then select Save.
When enabled, the Online option ensures you can offer Afterpay to customers on your Square Online Checkout links. If disabled, customers can’t use Afterpay to check out.
Note: The setting for online payments with Afterpay is global and applies across all Square products that can also take Afterpay payments online. This includes other online platforms such as Square Online and Virtual Terminal. There isn’t a way to disable Afterpay only for Square Online Checkout links at this time.
Eligibility for Afterpay is dependent on several factors, including how your business is structured and what you sell. Here are some notes to keep in mind:
Sellers must be in an approved merchant category
Sellers must be based in the United States
Restricted digital goods or services are not eligible at this time
Your primary language must be set to English. To verify your location’s language, go to Account & Settings > Business information > Locations from your online Square Dashboard. We look forward to adding Spanish support for Afterpay in the future
Item or cart totals outside of the eligible purchase range not supported
Custom pricing not supported
Cross-border orders not supported
Review our Afterpay Merchant Terms for more information on eligibility, merchant categories, and more.