Get Started with Tap to Pay on Android
Accept contactless payments on the go anywhere with just your Android phone – no card reader needed. With Tap to Pay on Android, you can securely accept Samsung Pay, Apple Pay, Google Pay and NFC-enabled cards wherever you are. Simply enter an amount, tap charge and then ask your customer to tap their NFC card or device with Tap to Pay capabilities to complete the transaction.
Pricing, Compatibility and Transaction Limits
Square sellers using Tap to Pay on Android will pay a per-transaction processing fee of 1.75% + VAT. This payment method is compatible with all contactless cards and digital wallets such as Apple Pay, Google Pay and Samsung Pay. Accept any Irish-issued and most international contactless cards with a Visa, MasterCard, American Express, Maestro, Visa Electron or V Pay logo. To check if a card is contactless, look for the contactless symbol.
Note: You will need to be running Android 9 or later to use Tap to Pay on Android.
Tap to Pay on Android has a per-transaction limit for contactless payments (Apple Pay, Google Pay, Samsung Pay) of €25,000 and a per-transaction limit for physical contactless cards of €50.
Android Settings for Tap to Pay on Android
To manage the settings on your Android device for Tap to Pay on Android:
Ensure that your phone is running Android 9 or higher.
Navigate to your device Settings > Connections > NFC and Contactless Payments.
Toggle on NFC to enable. Toggle off NFC to disable.
Ensure that 'Developer options' are turned off on your phone.
Note: Steps may vary depending on your specific Android device. Check out our compatibility page to see if your Android device is compatible with Tap to Pay on Android.
Manage App Settings for Tap to Pay on Android
You can enable/disable Tap to Pay on Android at any time through the compatible Square apps (Point of Sale, Invoices, Appointments and Restaurants).
From the navigation bar at the bottom of your screen, tap ≡ More.
Tap Settings and then tap Hardware.
Choose Tap to Pay > toggle on to enable.
Toggle off Tap to Pay to disable.
Note: Due to manufacturer’s specification, some same phone models may be compatible with Tap to Pay on Android in one country, but not in another country. Follow the steps above and check that the Tap to Pay option is available. If it is, your device is compatible. If you don’t see the Tap to Pay option, check out our compatibility page to view compatible devices.
Review the steps below on accepting Tap to Pay on Android payments in Square Point of Sale, Square Appointments, Square Invoices and Square for Restaurants.
Note: If you attempt to process a payment using Tap to Pay on Android that is over €50 with a physical contactless card, you’ll be presented with a few options:
Require a signature from your customer.
Insert payment card into a connected reader.
Tap with mobile wallet.
Choose a different payment method.
If Manual Credit Card Entry is chosen, the per transaction fee is 2.5%. Note: Liability for any fraudulent transactions will be the responsibility of the seller.
This is due to the Cardholder Verification Method (CVM) and Strong Customer Authentication (SCA) limits set by the card issuer. Payments over this limit may also decline automatically or prompt you to use a different card.
Find answers to commonly asked questions about Tap to Pay on Android via our FAQs.