Home>Accepting Payments

Accept Payments with the Square Reader

Square’s standard processing fee of 1.75% + VAT per transaction applies to all card payment types – chip and PIN, contactless and magnetic stripe (for international cards).

Note: The following card types aren’t currently supported: Discover, JCB or Union Pay. However, you can accept all other supported card brands. Square Reader for contactless and chip and PIN is not compatible with Offline Mode at this time.

After you set up your Square Reader with your device, you can accept payments.

Watch this video to learn how to accept payments with Square reader:

Accept Chip and PIN Payments

When your customer is ready to check out:

  1. Make sure your reader is connected with your device.

  2. Open the Square app, finalise your sale, and then tap Charge. Note: If you’re using a mobile device, or your tablet is being used in Portrait mode (vertically), tap Review Sale > Charge.

  3. Insert the chip and PIN card (chip-side first with the front of the card facing up) into the wide port on the top of your reader and turn the device screen to the customer for PIN entry.

  4. Once PIN has been entered, make sure the customer has tapped the blue tick button.

When you see four green lights on the reader and a confirmation message in the app, the payment has successfully completed and you can remove the chip and PIN card. If the customer wants a digital receipt, they can enter their phone number or email address on the confirmation screen.

Accept Contactless Payments

When you’re ready to charge your customer:

  1. Make sure your reader is connected with your device.

  2. Open the Square app, finalise your sale and then tap Charge. Note: If you’re using a mobile device, or your tablet is being used in Portrait mode (vertically), tap Review Sale > Charge.

  3. When you see one green light on the reader, it’s ready to take your customer’s payment. Ask your customer to hold their card or device over the reader to complete the sale.

When you see four green lights, hear a beep and see a confirmation in the Square app, the payment has successfully completed. Turn the confirmation screen to the customer if they want to receive a digital copy of the receipt.

For more information, review frequently asked questions about the contactless and chip and PIN reader.