Contactless payments describe the act of paying without touching anything. NFC (Near-Field Communications) is a technology that allows for contactless payments. Using radio frequency, NFC allows payment cards and devices (e.g. smartphones) to wirelessly communicate at close range to do things like process payments. Apple Pay and Android Pay are both forms of NFC and types of contactless payments.
Yes, they’re just as secure as accepting chip cards. In some cases because of additional verification methods (like Touch ID or Face ID with Apple Pay), contactless payments can be even more secure. Learn more in Square’s comprehensive guide to Apple Pay.
Yes, you’ll need to leave the chip card in the reader until the transaction is complete. You’ll get a confirmation message in the app and see 4 green lights on your reader when it’s time to remove the card. If your customer’s card requires a PIN, they’ll need to enter their PIN directly on your screen to complete the transaction.