System updates

We’re experiencing issues that may affect your Square services. We’ll continue to update our status page with more information.

Home>Manage Payment Settings

Apply a Surcharge to Square Sales

Create a credit card surcharge on Square Dashboard and instantly add it to any purchase during checkout from your Point of Sale. Service Charges can be percentage-based or a fixed amount that won’t change based on the purchase cost. You can also assign taxes to a surcharge and have taxes automatically taken out during checkout.

Credit and debit card surcharge rules may vary by state, regulatory, or card network rules. Touch base with a tax professional or your local government for further guidance on whether surcharges are permitted in your area.

Important Notes About Surcharges

It is your responsibility to meet all legal and card network requirements and you must first notify both Visa and MasterCard.

Calculate Surcharge Fees

Square’s fee is taken out of the total amount of the transaction, including tax, tips, and any added surcharges.

The following is an example of a swiped $100.00 payment with an added surcharge.

Let’s say you added a surcharge of $2.70 to account for Square’s tapped, dipped, or swiped card fee: $100 + 2.60 + 0.10¢ = $102.70

  • If you charge your customer a total $102.70, Square’s fee will be applied to the total payment: $102.70 x 2.6% + 0.10¢ = $2.77

  • To determine the transfer you’ll receive for this payment, subtract the fee from the total payment amount: $102.70 – $2.77 = $99.93

  • Following this example, $99.93 will be transferred to your linked bank account.

Some merchants have found third-party fee calculators helpful in understanding the amount to add as a surcharge. You can find these online or within the Apple App Store or Google Play.

Create and Apply Surcharges

You can create various Service Charges from your Dashboard and apply them on the Point of Sale app or the Invoices app.

Set Up Service Charges

To create and edit service charges online:

1. Go to Account & Settings in your online Square Dashboard.
2. Click Business > Service charges > Create a service charge.
3. Name your charge, choose if you want a percentage-based charge (%) or a fixed service charge ($), and enter the amount of the charge.
4. Choose the location the charge applies at, and add any taxes that apply.
5. Click Save to add your new service charge.

Learn more about: Point of Sale

Can't find what you need?