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Accept Payments with Square Terminal

Once you’ve set up your Square Terminal, you can start processing payments straight away.

Taking Payments with Square Terminal

To take a payment:

  1. From the Checkout tab, enter a custom amount or add an item from your Item Library.

  2. Tap Charge.

Contactless (Apple Pay, Google Pay or contactless device)
Ask your customer to hold a contactless device or card near the contactless symbol in the centre of the screen to start the payment.

Chip and PIN
Insert a chip and PIN card into the chip card slot and leave it in place until prompted for PIN entry. Have your customer enter their PIN, and remove the card when prompted by Terminal and the payment is complete. The front of the card with the chip on it should face up. Any chip and PIN card that is inserted requires PIN entry.

Swipe (magnetic stripe cards)
Swipe magnetic swipe cards through the magnetic swipe reader on the right side of Square Terminal. The magnetic stripe must face inwards.

Take an EMV payment with T2.

Customising Payment Settings

Square Terminal is built for versatility – you can run cards for your customer or have your customer make contact-free payments. You can customise your checkout experience right on your Square Terminal:

  1. Tap More from the navigation bar at the bottom of your screen.

  2. Tap Settings > Checkout > Payment types.

  3. Choose the best checkout option for your business.

  4. Arrange the main payment types or toggle off the less frequently used.

Skip Review Sale: Transactions with a single custom amount will skip the 'Review sale' screen for a quick checkout.

Skip Payment Type Selection: Default to the customer-facing "Tap, Swipe or Insert" prompt.

Skip Itemised Basket Screen: When on, customers will not see an itemised view of their order before paying.

Connect Square Terminal to Square Point of Sale

You can wirelessly connect your Square Terminal to a compatible iPad, tablet or phone running Square Point of Sale to use as a separate customer display and payments device.

In seconds, you can turn Square Terminal into a dedicated customer display and checkout device. You can also:

  • Let customers complete purchases anywhere: Keep your POS at the counter and use Square Terminal to let customers pay outside or tableside.

  • Sell accurately and minimise errors: Show customers their itemised basket and total before they complete the transaction. 

  • Keep a safe distance: Minimise contact by letting your customer complete the transaction on Square Terminal.

Learn how to connect Square Terminal with Square Point of Sale for in-person payments.

Connect Square Terminal to Virtual Terminal

You can also connect your Square Terminal to a desktop computer or laptop so you never miss a sale – in-person or remotely. Be sure to access Virtual Terminal on a supported browser on your laptop or computer.

Learn how to connect Square Terminal with Virtual Terminal.

Additional Point of Sale Features

Square Terminal allows you to do a lot more than take payments. Learn more about what your device can do here.

Process Payments in Offline Mode 

With Offline Mode, you can accept card payments when your internet service is temporarily unavailable. Offline payments are processed automatically when you reconnect your device to the internet. Payments may be declined if not processed within 24 hours. Learn how to process payments in Offline Mode on your Square Terminal.